RSS 2.0 Feed
Lincoln Financial team will study consumer decision-making
Wed, Jan 11, 2012
Emily Pachuta will lead the team, as head of Consumer Insights group within Lincoln’s Insurance Solutions/Retirement Solutions division.
Behavioral finance
Investment Myths Debunked
Wed, Sep 21, 2011
Rod Greenshields of Russell Investments questioned the value of conventional financial wisdom in a lively presentation at the FPA Experience 2011 conference.
Fishing for Trout, and for the Perfect Retirement
Tue, Sep 13, 2011
While vacationing in the upper Rio Grande Valley this summer, I caught two good-sized trout and a glimpse of my fantasy retirement. (Photo of the author by Lisa Higgins).
Use of peer pressure to encourage savings can backfire
Tue, Sep 06, 2011
Plan sponsors who urge union members to participate or to contribute more by pointing out other employees' saving behavior may produce unintended consequences, Harvard's David Laibson (in photo) and other researchers found.
Financial illiteracy costs Americans tens of billions
Wed, Aug 24, 2011
If they were more financially sophisticated, Americans could be paying much less in mortgage interest and mutual fund fees, says financial literacy scholar Anna Lusardi.
Breakthroughs in Behavioral Finance
Mon, Aug 08, 2011
As an advisor, you can actually put clients in an annuity 'frame of mind.' These and other findings from behavioral finance research were presented at the 2011 Boulder Summer Conference on Consumer Financial Decision-Making last June.
Unbundle advice and product sales, older investors say
Tue, May 31, 2011
Chris Brown and Laura Varas (left) of Hearts & Wallets, a Boston-area research firm, find that many pre-retirees and retirees want financial advice that's not simply the prelude to a product sale.
Reading the Minds of the Affluent
Wed, May 25, 2011
Cogent Research has tapped into the attitudes of wealthy retirees and pre-retirees toward retirement income products.
When Herds Get Overconfident, Run for Cover
Tue, Mar 29, 2011
Steve Utkus of the Vanguard Retirement Research Center proposes a four-part model to explain the psychological dynamics behind the most recent financial bubble, and similar bubbles.
Will New Retirees Rush to Spend Their Savings?
Wed, Feb 23, 2011
A study by MIT's James Poterba (left) and others shows that current retirees tend to hoard 401(k) and traditional IRA assets, along with home equity, against possible future emergencies.
Millionaires Haven’t Abandoned the Equities Market
Wed, Nov 17, 2010
92% of millionaires have not abandoned the stock market, with 43% currently engaged in moderate to heavy buying or selling and 49% waiting for the right opportunity to buy or sell.
Money Mishaps Linked to Early Dementia
Sun, Oct 31, 2010
In a 2009 Fidelity survey, 84% of advisors said they thought they had clients with symptoms of dementia. Half said they were reluctant to broach the subject of dementia with clients.
For Many Investors, Ten-Year Returns Are Less Than Zero
Tue, Oct 12, 2010
“About half of U.S. equity mutual fund investors are sitting on paper losses of more than 25% even though the S&P 500 stands exactly at its 10-year average,” TrimTabs' weekly bulletin said. “This helps to explain persistent equity fund outflows despite the recent rally."
Cog-nomics and B-Finance: What's the Dif?
Mon, Sep 27, 2010
Behavioral finance is to cognitive economics as engineering is to physics, says the founder and CEO of inon.com, a UK pricing consultant.
The Six Emotional Stages of Retirement
Tue, Sep 14, 2010
New retirees and people who are three to five years from retirement bear the emotional brunt of the financial crisis, according to Ameriprise Financial's New Retirement Mindscape II survey.
