Tue, May 15, 2012
Mackenzie, author of two books on pensions and annuities, attended the Pension Research Council’s conference on “The Market for Retirement Financial Advice” two weeks ago at the Wharton School and wrote this summary.
Tue, Mar 27, 2012
"America’s full recovery is not yet guaranteed. A mix of steadfastness, caution, and good luck is needed for that to happen," writes the CEO and co-CIO of PIMCO.
Wed, Mar 21, 2012
This economist at the New School argues that, rather than curtailing public and private pensions, New York and other states could save millions of workers from impending poverty by creating public pensions for everyone.
Tue, Feb 28, 2012
Lower prevailing interest rates have led to unbundling of indexed annuity features and, as a result, greater transparency.
Mon, Feb 13, 2012
The author of "The Seven Deadly Innocent Frauds" and blogger at moslereconomics.com brainstorms about how the showdown over Greek debt might play out.
Wed, Jan 25, 2012
A British Lord, professor emeritus and biographer of John Maynard Keynes explains why government debt is a misused scare tactic.
Mon, Dec 19, 2011
"We have been buying inflation-linked bonds and selling government bond futures against them," writes the head of fixed income at Old Mutual Asset Managers.
Tue, Dec 13, 2011
A true passive strategy, history shows, was never meant to be limited to the S&P 500 or to any other single asset class, writes the owner of Strategic Distribution Institute LLC.
Tue, Nov 22, 2011
The author of "Rational Exuberance" and co-creator of the Case-Shiller Home Price Indices heralds a new science that will help us understand economics by studying the physical structures that underlie brain processes.
Thu, Oct 20, 2011
As Europe raises its bar on insurance regulation, it's in America's best interest to follow suit, writes Ms. Toland, managing director, Retirement Income Consulting, at Strategic Insight.
Wed, Sep 14, 2011
In this article, an ERISA attorney sets out to help retirement plan advisors understand basic retirement plan concepts that can help them develop and maintain their retirement plan book of business.
Sun, Aug 28, 2011
Justin Wolfers teaches business and public policy at The Wharton School at the University of Pennsylvania. He is a visiting fellow at the Brookings Institution.
Tue, Aug 23, 2011
'The global economy is badly overleveraged, and there is no quick escape without a scheme to transfer wealth from creditors to debtors, either through defaults, financial repression, or inflation,' writes Harvard economist Kenneth Rogoff.
Sun, Jul 31, 2011
The donnybrook in Congress over debt and deficits stemmed partly from a mistaken belief that the government is like a player in a card game when it's actually more like a scorekeeper. Warren Mosler explains.
Tue, Jul 19, 2011
Asset transfer programs and managed risk funds are playing a significant role in revitalizing the VA industry, and their benefits may ultimately reach the wider world of investing, writes this close follower of the annuity business.
Tue, Jul 12, 2011
Mr. McDonnell publishes Soleares Research, a website devoted to variable annuity industry news. Here's his take on the latest trends in VA contracts.
Wed, Jun 15, 2011
"A big bulls-eye has been painted on the employer-sponsored defined contribution system," writes the president of the Profit Sharing Council of America.
Wed, Apr 06, 2011
To help readers evaluate their own investment managers, our guest columnist offers a summary of the first quarter's equity returns by style, sector, and country.
Tue, Mar 08, 2011
Jeffrey Brown, Ph.D., disagrees with Henry T.C. Hu and Terrrance Odean's proposal for a government-sponsored, inflation-indexed individual annuity. The proposal was reported in last week's issue of RIJ.
Wed, Feb 16, 2011
A return to long-term interest rates of 5% to 6% will hurt Wall Street and McMansion owners in the short-run but help most Americans in the long run, says this columnist.
Tue, Jan 25, 2011
Our occasional columnist explains why hedge funds are scooping up discounted claims against jailed Ponzi artist Bernard Madoff.
Mon, Sep 27, 2010
Behavioral finance is to cognitive economics as engineering is to physics, says the founder and CEO of inon.com, a UK pricing consultant.
Mon, Sep 20, 2010
Did the New York Fed blunder when it bought the CDOs owned by big banks and insured by AIG? So far, the government hasn't done badly, says our guest author.
Tue, Aug 31, 2010
It might rid the financial services marketplace of situations where the customer enters into transactions without knowing that there's an adversarial relationship, this well-known columnist believes.
Tue, Aug 10, 2010
When clients discover that products have been sold to them without the adequate use of process, some advisors will surely face a day of reckoning, says the president of The Strategic Distribution Institute, LLC.
Wed, Jul 14, 2010
Cash levels as a percent of assets reached a cyclical high of 12% in 1991. Today, that ratio is less than 4%. With mutual funds already nearly fully invested, where will the money come from to take stocks higher?
Wed, May 19, 2010
Even Alan Greenspan is said to fret about the potential for a collapse in Treasury prices, reports this week's guest writer.
Wed, Apr 28, 2010
The complex deal at the heart of the SEC’s case against Goldman Sachs may reveal Wall Street to be a labyrinth or casino, but it doesn’t necessarily establish fraud.
Wed, Apr 21, 2010
"It should be noncontroversial that we can’t afford any more innovation on Wall Street," says the author of several books on the financial system.
Wed, Apr 07, 2010
The New School economist and 401(k) critic reveals that her notoriety is, in part, the result of a misunderstanding that went viral--with help from Rush Limbaugh.
Tue, Mar 30, 2010
Even good retirement plans can backfire if you do not carefully consider the effect of disability and lost earning power on retirement savings.
Tue, Feb 16, 2010
"Academics continue to create analytical solutions that rarely apply in the human world," says this Denver advisor.
Wed, Sep 30, 2009
Part 2 of a two-part essay on the dark side of Boomer retirement. Discretion is advised.
Tue, Sep 22, 2009
Part 1 of a two-part critical essay on how the American retiree became hostage to volatile markets.
Tue, Aug 25, 2009
Should you be concerned about where you rank in search engine results? Yes, says David Macchia.
Tue, Aug 04, 2009
Few who have written about this case seem to have noticed that the SEC didn't really need Rule 151A at all!
Tue, Jun 09, 2009
Journalist and scholar Ed Epstein examines New York's ongoing public pension scandal, and the “placement agents” who use their political contacts, financial experience, powers of persuasion, and other means to extract pension fund money for private equity firms.
Tue, Apr 07, 2009
The immediate annuity, aka income annuity, aka "SPIA," is due for a comeback, says Garth Bernard of Retirement Income Solutions Enterprise, Inc.
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RIJ Publishing, 4340 Knollwood Dr., Emmaus, PA 18049, 610-965-3103
Retirement Income Journal is an online magazine dedicated to writing for and about the industry that has coalesced around the challenge of helping Americans turn their savings into secure lifetime incomes. This industry includes members of the insurance, asset management, banking, pension, structured products, reverse mortgage, information technology, financial planning and academic communities and the professional organizations that serve them.
Send editorial queries to kerry.pechter@retirementincomejournal.com.
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