Mon, May 14, 2012
Domestic stock funds saw net outflows of $9.3 bn and money market funds saw net outflows of $17.3 bn. This story includes a chart of ten mutual fund families with highest net inflows in April and a link to Morningstar's full report.
Wed, May 09, 2012
Kelli Hueler, creator of the Income Solutions online income annuity sales platform, delivered an academic paper at the Pension Research Council's annual conference at the Wharton School last week, and provided insight into her "out of plan" income option for rollovers from 401(k) plans.
Tue, May 08, 2012
Among those with savings in or outside an employer-sponsored retirement plan, men have saved $149,000, on average, compared to $108,000 in total average savings for women, according to the ING survey.
Tue, May 01, 2012
Other top-of-mind firms include American Funds, Charles Schwab, Franklin Templeton, T. Rowe Price, TD Ameritrade, and TIAA-CREF. Not far behind are Genworth, John Hancock, MassMutual, MetLife, Nationwide, Northwestern Mutual, New York Life, Prudential, The Hartford, and The Principal, said Phoenix Marketing International.
Mon, Apr 30, 2012
Being in debt can cause stress, and stress can multiply the risk of illnesses as varied as ulcers, depression and heart attacks, the American Psychological Association claims.
Wed, Apr 18, 2012
“Financial advisers will be of greater help to their clients if they focus on a broad array of tools – including working longer, controlling spending, and taking out a reverse mortgage," says a new paper from the Center for Retirement Research at Boston College.
Wed, Apr 18, 2012
Actively managed U.S. large-cap stock funds saw their eleventh straight quarter of net outflows, with $20.9 billion heading to the exits.
Mon, Apr 09, 2012
A new report from Oliver Wyman examines the dysfunctional state of the global financial services industry. It blames asset-liability mismatching for a lot of the trouble, and suggests a return to simpler 'Volkswagen' banking.
Wed, Apr 04, 2012
Standish's April outlook predicts that 10-year Treasury yields may settle into a new higher trading range between 2.25% and 3% by the end of 2012.
Wed, Apr 04, 2012
There's enough savings in retirement plans to pay off the U.S. national debt, with a couple of hundred billion dollars left over. Maybe we should bail out our beleaguered nation and start anew...
Tue, Apr 03, 2012
65-year-old Boomers won't consider themselves “old” until they reach age 79, according to a new survey by the MetLife Mature Marketing Institute.
Thu, Mar 22, 2012
The total millionaire population in the U.S. has climbed to 8.6 million households, but remains below the pre-recession high in 2007 of 9.2 million.
Wed, Mar 14, 2012
Data on the views and practices of RIAs are included in a recent study co-authored by Howard Schneider (left), of Practical Perspectives and Dennis Gallant of GDC Research.
Wed, Mar 14, 2012
Fidelity reviewed users of either or both IRAs and 401(k)s within its customer base, and came up with average balances overall and among clients in the 65-69 age bracket.
Wed, Mar 14, 2012
In the two true bear markets the SPIVA Scorecard has tracked over the last decade, most active equity managers failed to beat their benchmarks, Standard & Poor's said.
Wed, Mar 07, 2012
In the medium-term, as private-sector deleveraging problems fade, there is likely to be a stronger and faster cyclical recovery than most intermediate bond markets appear to be pricing, the consulting firm said.
Wed, Mar 07, 2012
Deficit-financed tax cuts don’t pay for themselves and “are not a free lunch,” said Diane Lim Rogers, chief economist at the independent research group.
Wed, Feb 29, 2012
Although Boomers cite uncovered healthcare expenses (80%) and becoming ill (74%) as their top financial concerns about retirement, many appear to be taking a “learn as you go” approach to understanding Medicare’s coverage and costs.
Tue, Feb 21, 2012
The economic recovery remains “as elusive and fragile as ever,” said Towers Watson global investment committee chairman Robert Brown.
Tue, Feb 21, 2012
Generational Investment Management, whose chairman is former vice president Al Gore, says in a white paper that long-term thinking is essential for the sustainability of capitalism.
Tue, Feb 14, 2012
In the retirement income field, research ranges from almost “pure” science to borderline business promotion. It's not always easy to identify the boundary between the two.
Mon, Feb 13, 2012
There are some 26 million households led by people ages 55 to 69, with an average of $181,000 in retirement assets per household.
Tue, Feb 07, 2012
A Hearts & Wallets study found that women tend to own fewer types of investment products than men, and have higher allocations to bank products.
Tue, Feb 07, 2012
What were the most significant decumulation research papers published last year? These ten articles can certainly claim to be among them.
Wed, Feb 01, 2012
This hip-hop bout between "Keynes" and his nemesis "Hayek" was screened at the IMCA conference Tuesday. If you're not among the millions who've seen it on YouTube, prepare for highbrow humor with a back beat (you can't lose it).
Wed, Feb 01, 2012
Job losses in higher-income industries like government and financial services have apparently added to the weakness in household earnings and hurt overall spending.
Tue, Jan 24, 2012
Much of the year-to-date gain in U.S. stocks has occurred in overnight futures trading, said Trim Tabs executive vice president David Santschi.
Thu, Jan 19, 2012
More than half of all investors surveyed said they expect to be in a better position financially two years from now compared with today.
Thu, Jan 19, 2012
But 65% just want to be left alone by the government to enjoy the wealth they’ve earned, an annual PNC survey shows.
Wed, Jan 18, 2012
Bond funds saw net inflows of $116 billion during 2011, while equity funds saw net outflows of $51 billion for the year, according to Strategic Insight.
Wed, Jan 04, 2012
For those who like diving into economic statistics, even the 16-page summary of the 2011 Financial Report of the U.S. Government provides an ample pool of data.
Wed, Jan 04, 2012
A trusted source for information on a wide array of products, Consumer Reports decided to investigate online and full-service brokerage services by polling their readers and sending mystery shoppers to brokerages. Here's how 13 services measured up.
Mon, Dec 19, 2011
"The industry’s large in-force book of variable annuity business will continue to be a drag on profitability over the near term," the ratings agency said in a recent bulletin.
Mon, Dec 19, 2011
Economic headwinds include “market volatility, Europe's banking and fiscal crises, a polarized US Congress and overzealous fiscal restraint in Washington.”
Mon, Dec 19, 2011
The fact that 10-year Treasury rates are only about 2% indicates the market’s belief that the U.S. economy will grow slowly over the next decade, Vanguard pointed out.
Wed, Dec 07, 2011
The defined contribution industry will see growing use of collective investment trusts and custom target date funds, according to a new report from Celent.
Wed, Dec 07, 2011
“Pressures such as low interest rates, volatile equities markets, and a political and regulatory environment in flux will continue to impact the industry, making it difficult for insurers to boost earnings," Ernst & Young said iin a release.
Wed, Dec 07, 2011
“A strategy of shorting stocks with a disproportionate number of negative picks on the site and buying stocks with a disproportionate number of positive picks produces a return of over 9 percent per annum over the sample period,” a National Bureau of Economic Research paper said.
Wed, Dec 07, 2011
As the living benefits of variable annuities became more valuable during the financial crisis, contract owners astutely held on to them, according to a presentation by Ruark Consulting at a recent Society of Actuaries meeting in Chicago.
Wed, Dec 07, 2011
A gerontology professor argues in a new article that Americans’ 401(k) holdings are coming up trillions of dollars short, thanks to high investment management fees.
Wed, Nov 23, 2011
Variable annuity product development slowed in Q3 2011, according to the quarterly report from a vice president in Morningstar’s Insurance Solutions group.
Wed, Nov 23, 2011
Looking closely at retirement data, researchers discover that the interplay of taxes, Social Security benefits, tax benefits, and take-home pay can be complex--and can vary considerably from worker to worker.
Wed, Nov 16, 2011
Although the capital impact has been partially mitigated by substantial capital raising in recent years, additional capital requirements are likely to emerge if low interest rates persist.
Wed, Nov 16, 2011
'After the ups and downs of recent months, investors seem to be suffering from volatility fatigue,' said Ari Nachmany of Strategic Insight.
Tue, Nov 15, 2011
The wealthy have mixed feelings about passing money to the next generation and about the link between money and happiness, according to a new Barclays Capital survey.
Tue, Nov 08, 2011
While forecasting a 10% decline in investment yields for life insurers due to Fed interest rate policy, Ernst & Young proposes six strategies firms can use to combat the impact of low rates. E&Y's Doug French (pictured) spoke with RIJ.
Tue, Nov 08, 2011
U.S. life insurers can weather the impact of 'Operation Twist' for a few years, Moody’s Investors Service says. But another five-plus years of rock-bottom interest rates could damage profits and ratings.
Wed, Nov 02, 2011
Inflows for all annuity types processed in September declined by 19% to $6.7 billion from $8.3 billion in August, according to the Depositary Trust and Clearing Corp.
Wed, Oct 26, 2011
Low sales of individual income annuities "should not be viewed as an indicator of underlying preferences but rather as a consequence of institutional factors about the availability and framing of annuity options,” Shlomo Benartzi and Richard Thaler asserted.
Wed, Oct 26, 2011
This excerpt from a new Congressional Budget Office report on wealth inequality in the U.S. shows that "highly compensated workers have replaced people whose income is from property or securities at the top of the income distribution."
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RIJ Publishing, 4340 Knollwood Dr., Emmaus, PA 18049, 610-965-3103
Retirement Income Journal is an online magazine dedicated to writing for and about the industry that has coalesced around the challenge of helping Americans turn their savings into secure lifetime incomes. This industry includes members of the insurance, asset management, banking, pension, structured products, reverse mortgage, information technology, financial planning and academic communities and the professional organizations that serve them.
Send editorial queries to kerry.pechter@retirementincomejournal.com.
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