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Research

Build a Ladder of SPIVAs

by Editorial Staff

Fri, Mar 27, 2009

A new research paper, published in the February 2009 issue of the Journal of Pension Economic and Finance shows that retirees can work around that liquidity problem by transferring assets incrementally from non-annuity accounts to single premium income variable annuities (SPIVAs) in retirement and by adjusting the asset allocation of both types of accounts to suit personal risk tolerances.

Could Uncle Sam Guarantee a 5% Return for Life?

by Editorial Staff

Fri, Mar 27, 2009

In a new report, authors at the Center for Retirement Research at Boston College (CRR) attempt to calculate how much it might cost to give American workers guaranteed an attractive long-term return on retirement savings invested in the stock market over a lifetime.