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July 15, 2009, Cover Stories, Annuities, Health Care
A Short Cut to Long-Term Care Insurance
United of Omaha, Genworth Life, Bankers Life, and OneAmerica have introduced LTC/annuity hybrids in the run-up to January 1, 2010, when distributions from annuities to pay nursing home bills will be tax-free.
Madeline B. is a 78-year-old artist whose vibrant oil paintings sell for thousands of dollars each. But she's just been admitted to a Newark, Ohio nursing home with Alzheimer's disease.
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