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Annuities

Is a ‘Two-Cylinder’ VA Better Than a Single?

Is a ‘Two-Cylinder’ VA Better Than a Single?

by Ryan Hinchey

Tue, Jul 06, 2010

Dual-account products offer the best of both worlds: low-cost tax-deferral with the option to move assets dynamically into a guaranteed lifetime payout vehicle over time.

How Many VA Owners Will Bail Out?

How Many VA Owners Will Bail Out?

by Kerry Pechter

Tue, Jun 29, 2010

Issuers of variable annuities with income benefits could face lower-than-expected lapse rates and higher reserve requirements over the next 18 months, says Oliver Wyman.

Plugging Leaks in VA Guarantees

Plugging Leaks in VA Guarantees

by Kerry Pechter

Wed, Jun 23, 2010

VA issuers can’t keep bearing so many of the contract risks. Milliman's Ken Mungan (above) and Deep Patel suggest three ways to make VA manufacturing more sustainable.