Mapping Out the Market for LTC Hybrids
Wed, Jul 08, 2009
In some cases, the fixed annuity will lead the sale and in others the LTC insurance will lead the sale.
Wed, Jul 08, 2009
In some cases, the fixed annuity will lead the sale and in others the LTC insurance will lead the sale.
Tue, Jul 07, 2009
In this product, the adverse selection factors that plague both LTC insurance and immediate annuities would partially cancel each other out.
Tue, Jul 07, 2009
United of Omaha, Genworth Life, Bankers Life, and OneAmerica have introduced LTC/annuity hybrids in the run-up to January 1, 2010, when distributions from annuities to pay nursing home bills will be tax-free.
Wed, Jul 08, 2009
“We'll have to see how this market plays out,” said Terence Martin, vice president of insurance research at Hartford-based Conning Research and Consulting.
Sun, Jul 05, 2009
Effective yields ranged from 1.75% for a two-year contract with a one-year bonus to 5.25% for a 10-year contract.