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Annuities

The Guardian Offers New SPIA

by Editorial Staff

Wed, Jun 30, 2010

As an inflation hedge, the product’s Annuity Payment Increase Benefit option increases the annuity payment each year by a fixed dollar amount.

"Too Good to Last"

by Kerry Pechter

Thu, Jul 01, 2010

Curiosity about investments in secondary market annuities, which earn up to 9%, is growing. But these “factored products” are scarce—and virtually unregulated.

How Many VA Owners Will Bail Out?

How Many VA Owners Will Bail Out?

by Kerry Pechter

Tue, Jun 29, 2010

Issuers of variable annuities with income benefits could face lower-than-expected lapse rates and higher reserve requirements over the next 18 months, says Oliver Wyman.

Plugging Leaks in VA Guarantees

Plugging Leaks in VA Guarantees

by Kerry Pechter

Wed, Jun 23, 2010

VA issuers can’t keep bearing so many of the contract risks. Milliman's Ken Mungan (above) and Deep Patel suggest three ways to make VA manufacturing more sustainable.