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Advisors/Planners/Reps

ING Offers a Simpler, Cheaper Variable Annuity

ING Offers a Simpler, Cheaper Variable Annuity

by Kerry Pechter

Wed, Mar 31, 2010

The contract costs 2.25% a year, including 100 bps for the income rider, 75 bps for the M&E risk fee, and 50 bps for fund management, says Bill Lowe, president of ING Financial Solutions.

Insult to Injury: Disability’s Impact on a Retirement Plan

Insult to Injury: Disability’s Impact on a Retirement Plan

by Jim Otar

Wed, Mar 31, 2010

Even good retirement plans can backfire if you do not carefully consider the effect of disability and lost earning power on retirement savings.