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<pubDate>Wed, 16 May 2012 14:06:00 -0000</pubDate>
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<title><![CDATA[ Retirement Income Journal Vol. 153 May 16, 2012]]></title>
<pubDate>Tue, 15 May 2012 02:11:00 -0000</pubDate>
<link>http://retirementincomejournal.com</link>
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  <title><![CDATA[ No Tower of Babel, or Babble, from Babbel]]></title>
  <pubDate>Wed, 16 May 2012 05:18:00 -0000</pubDate>
  <link>http://retirementincomejournal.com/issue/may-16-2012/article/no-tower-of-babel-or-babble-from-babbel</link>
  
    <dc:creator ><![CDATA[ Kerry Pechter ]]></dc:creator>
  
  <description><![CDATA[ If you're engaged in selling or marketing income annuities, you must read this 2007 white paper by Wharton professor David Babbel. It's an enduring classic.    ]]></description>
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  <item>
  <title><![CDATA[ Philadelphia Story]]></title>
  <pubDate>Tue, 15 May 2012 23:36:00 -0000</pubDate>
  <link>http://retirementincomejournal.com/issue/may-16-2012/article/philadelphia-story</link>
  
    <dc:creator ><![CDATA[ George A. (Sandy) Mackenzie ]]></dc:creator>
  
  <description><![CDATA[ Mackenzie, author of two books on pensions and annuities, attended the Pension Research Council’s conference on “The Market for Retirement Financial Advice” two weeks ago at the Wharton School and wrote this summary. ]]></description>
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  <item>
  <title><![CDATA[ Talking DIAs with Matt Grove of NY Life]]></title>
  <pubDate>Tue, 15 May 2012 23:07:00 -0000</pubDate>
  <link>http://retirementincomejournal.com/issue/may-16-2012/article/talking-dias-with-matt-grove-of-ny-life</link>
  
    <dc:creator ><![CDATA[ Kerry Pechter ]]></dc:creator>
  
  <description><![CDATA[ NY Life launched its Guaranteed Future Income Annuity, a deferred income product, in mid-2011 and has found traction among pre-retirees who want income about 10 years later. We spoke about it with Matthew Grove, vice president of Guaranteed Lifetime Income at the mutual insurer. ]]></description>
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  <title><![CDATA[ The Bucket]]></title>
  <pubDate>Tue, 15 May 2012 14:15:00 -0000</pubDate>
  <link>http://retirementincomejournal.com/issue/may-16-2012/article/the-bucket66</link>
  
  <description><![CDATA[ Brief or late-breaking items from Mercer, The Hartford, ING U.S., Edward Jones, Harris Polls, Nationwide Financial, Woodbine Associates, JPMorgan, Fidelity Investments, and FutureAdvisor. ]]></description>
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  <title><![CDATA[ Top five SPIA sellers, 2003-2011]]></title>
  <pubDate>Tue, 15 May 2012 02:17:00 -0000</pubDate>
  <link>http://retirementincomejournal.com/issue/may-16-2012/article/top-five-spia-sellers-2003-2011</link>
  
    <dc:creator ><![CDATA[ Editorial Staff ]]></dc:creator>
  
  <description><![CDATA[ None of the top five sellers of single-premium immediate annuities in 2003 were among the top five in 2011, and SPIA sales have become more concentrated among the top five sellers over the past nine years, according to data from Beacon Research. ]]></description>
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  <item>
  <title><![CDATA[ Bond funds grew again in April: Morningstar]]></title>
  <pubDate>Mon, 14 May 2012 22:29:00 -0000</pubDate>
  <link>http://retirementincomejournal.com/issue/may-16-2012/article/bond-funds-grew-again-in-april-morningstar</link>
  
    <dc:creator ><![CDATA[ Editorial Staff ]]></dc:creator>
  
  <description><![CDATA[ Domestic stock funds saw net outflows of $9.3 bn and money market funds saw net outflows of $17.3 bn. This story includes a chart of ten mutual fund families with highest net inflows in April and a link to Morningstar's full report. ]]></description>
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  <item>
  <title><![CDATA[ Quote of the Week]]></title>
  <pubDate>Mon, 14 May 2012 22:11:00 -0000</pubDate>
  <link>http://retirementincomejournal.com/issue/may-16-2012/article/quote-of-the-week14</link>
  
    <dc:creator ><![CDATA[ Editorial Staff ]]></dc:creator>
  
  <description><![CDATA[ “Money is created in two fundamentally different ways… There is outside money, which is created whenever a government pays for something by making a draft on its central bank or by paying for something with banknotes, and which is extinguished when a payment is made by a member of the public to the government, typically in the form of taxes… On the other hand there is inside money, which is created by commercial banks when they make loans, and which ceases to exist when loans are repaid.” – Wynne Godley and Marc Lavoie, Monetary Economics, 2nd ed., 2012, p. 57. ]]></description>
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  <title><![CDATA[ Is This Any Way to Sell SPIAs? You Bet.]]></title>
  <pubDate>Wed, 09 May 2012 05:41:00 -0000</pubDate>
  <link>http://retirementincomejournal.com/issue/may-16-2012/article/is-this-any-way-to-sell-spias-you-bet</link>
  
    <dc:creator ><![CDATA[ Kerry Pechter ]]></dc:creator>
  
  <description><![CDATA[ Kelli Hueler, creator of the Income Solutions online income annuity sales platform, delivered an academic paper at the Pension Research Council's annual conference at the Wharton School last week, and provided insight into her "out of plan" income option for rollovers from 401(k) plans.    ]]></description>
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  <item>
  <title><![CDATA[ Lounging by the (Mortality) Pool]]></title>
  <pubDate>Tue, 01 May 2012 21:35:00 -0000</pubDate>
  <link>http://retirementincomejournal.com/issue/may-16-2012/article/lounging-by-the-mortality-pool</link>
  
    <dc:creator ><![CDATA[ Kerry Pechter ]]></dc:creator>
  
  <description><![CDATA[ The climate was ideal, but annuities upstaged sunbathing at the 2012 Retirement Industry Conference at Walt Disney World Resort in Orlando last week.   ]]></description>
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  <item>
  <title><![CDATA[ The Bucketing Brigade]]></title>
  <pubDate>Wed, 25 Apr 2012 02:10:00 -0000</pubDate>
  <link>http://retirementincomejournal.com/issue/may-16-2012/article/the-bucketing-brigade</link>
  
    <dc:creator ><![CDATA[ Kerry Pechter ]]></dc:creator>
  
  <description><![CDATA[ Pershing LLC, Sovereign Bank, and Securities America have all made Income for Life Model (IFLM) software available to advisors. That represents growth for IFLM, and progress for the income paradigm. (Sculpture by Stephane Cauchy.) ]]></description>
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