Middleware is Central to In-Plan Annuities

By Kerry Pechter

Middleware is hub-and-spoke software that lets retirement plan recordkeepers and life insurers talk to each other. Steve McCoy of iJoin, a provider of managed account user interfaces, and Bill Mueller of IPX, a middleware provider, talk about their ventures with annuity issuers.

An Odd Couple: Trump Visits My Half-Latino Town

By Kerry Pechter

Annuity sales are at an all-time high. Equity indexes are at all-time highs. Inflation has tapered, interest rates are favorable to life insurance companies, and unemployment is still low. The man-who-would-be-king aims to rescue us from that hell.

‘Asset-intensive’ annuity reinsurance has NAIC’s attention

By Kerry Pechter

At an Oct. 24 meeting, the NAIC's Life Actuarial Task Force (LATF) continued to hammer out a new guideline for 'asset adequacy testing' of offshore reinsurance reserves. Starting in 2025, it could raise the cost of 'asset-intensive business' for U.S. annuity issuers.

How ‘Demutualization’ Changed Everything, Part II

By Kerry Pechter

With demutualization, a life insurer went from being a cooperative aimed at providing its owner-customers with insurance at cost, to being a diversified financial corporation aimed at maximizing value for its shareholder-owners. Those are fundamental changes.

Honorable Mention

Gainbridge, RetireOne to offer non-tax-deferred MYGA for RIAs; Income Lab launches new income planning tool; Schroders polls plan participants on appetite for private assets; Protective enhances its flagship variable annuity.

Bermuda Shorts

Private credit sector growing fast: Financial Times; Venerable launches its own line-up of variable annuity insurance trusts.

Data Connection: Data Connection

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