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Airbag-Equipped Annuities

by Kerry Pechter

Airbag-Equipped Annuities

Wed, Nov 23, 2011

VA issuers may be able to offer rich living benefits safely and inexpensively by embedding a futures-based hedging strategy inside their investment options. That's what Ohio National seems to have done. (Image by Spectrumphotofile.)

Unlikely Rescuer

by Kerry Pechter

Unlikely Rescuer

Sun, Nov 13, 2011

At least three proposals have been floated to open state pensions to private sector workers who have no retirement plan. Given the troubles of many state plans, that's counterintuitive. Artwork by Zaza Khabuliani.

It’s a Twister, Auntie 'Ben'

by Kerry Pechter

It’s a Twister, Auntie 'Ben'

Tue, Nov 08, 2011

U.S. life insurers can weather the impact of 'Operation Twist' for a few years, Moody’s Investors Service says. But another five-plus years of rock-bottom interest rates could damage profits and ratings.

Three Steps to Annuity-Free Income

by Kerry Pechter

Three Steps to Annuity-Free Income

Wed, Nov 02, 2011

For retirees who say, 'Don't sell me a product!', Thornburg Investment Management recommends a retirement income strategy built on 'endowment' spending, three buckets and its own dividend fund.

The Decumulation Beat

Signature of the Times

Signature of the Times

After the report of a $900 million charge in the third quarter, Manulife’s decision to limit distribution of John Hancock annuities can’t have shocked many people.

News

“Carriers Settle In”

“Carriers Settle In”

Wed, Nov 23, 2011

Variable annuity product development slowed in Q3 2011, according to the quarterly report from a vice president in Morningstar’s Insurance Solutions group.

MetLife reorganizes in wake of Alico acquisition

MetLife reorganizes in wake of Alico acquisition

Wed, Nov 23, 2011

MetLife's three new business regions, each of which will have its own president, are the Americas, EMEA (Europe, the Middle East and Africa), and Asia.

Five tasks that retirement plan advisors now face

Wed, Nov 23, 2011

What are advisors to small and mid-sized retirement plans doing these days? On a recent "listening tour," Transamerica tried to find out.

High and low earners benefit from 401(k) plans differently

Wed, Nov 23, 2011

Looking closely at retirement data, researchers discover that the interplay of taxes, Social Security benefits, tax benefits, and take-home pay can be complex--and can vary considerably from worker to worker.

The Bucket

The Bucket

Tue, Nov 22, 2011

Brief or late-breaking items from Principal Funds, MassMutual, iPipeline, Allianz Life and Liberty Life.