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Retirement Income Journal - The information forum of the decumulation industry.
June 30, 2022 Issue
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June 30, 2022

Health care

Job loss has cost millions their health insurance: EBRI

By Editorial Staff Sat, Oct 10, 2020

Laid-off manufacturing workers are more likely to lose health insurance than service workers, because they're more likely to have employer-provided health insurance in the first place.

Published October 15, 2020

Low uptake of HSAs still a mystery: Cerulli

By Editorial Staff Thu, Sep 24, 2020

A slight majority of 401(k) participants with >$2 million in investable assets use their health savings accounts (HSAs) for retirement savings, but only one-third of respondents with $500,000 to...

Published September 24, 2020

How $240 billion in new COVID-19 money will be spent

By Editorial Staff Thu, Apr 23, 2020

The money will fund health care operations, research and development of coronavirus tests and treatments, and guarantees for emergency lending to small business.

Published April 23, 2020

An Actuary Assesses COVID-19

By Matthew Edwards Wed, Mar 11, 2020

A mortality and longevity expert at Willis Towers Watson writes that 'the variability of the mortality impact by age makes the impact highly variable by type...

Published March 12, 2020

Instead of ‘life span,’ think ‘health span’

By Editorial Staff Thu, Oct 31, 2019

A conference will be held to kick off the National Academy of Medicine's 'Healthy Longevity Global Grand Challenge' at AARP headquarters in Washington, D.C. on November 6-8, 2019.

Published October 31, 2019

Medicare premiums for 2019

By Editorial Staff Thu, Jan 3, 2019

The standard Medicare Part B monthly premium for 2019 will, for most individuals, be $135.50. Single beneficiaries with incomes over $85,000 and married couples with incomes of over $170,000...

Published January 3, 2019

With HSAs, raising contribution limits will raise contributions: EBRI

By Editorial Staff Thu, Aug 2, 2018

House passed a bill raising contribution limits to health care savings accounts (HSAs). The Employee Benefit Research Institute expects individual contributions to HSAs to rise as a result.

Published August 2, 2018

OOPs! Medical expenses can eat up retirement income

By Editorial Staff Thu, Oct 12, 2017

Nearly one-fifth of retirees had less than half of their 2014 Social Security income remaining after out-of-pocket (OOP) spending, with 6% of retirees having less than half of their...

Published October 12, 2017

Don’t cut Medicaid, say Ivy League doctors

By Editorial Staff Thu, Jun 15, 2017

The Medicaid cuts envisioned under the ACHA and the Trump budget would cause widespread harm, three health care experts wrote in the New York Times this week.

Published June 15, 2017

Older, poorer Americans take a hit under Ryan health plan

By Editorial Staff Wed, Mar 15, 2017

“The increase would be disproportionately larger among older people with lower income... People between 50 and 64 years old with income under 200% of the federal poverty level would...

Published March 16, 2017

When You’re 64

By Kerry Pechter Wed, Jan 4, 2017

Six months after reaching age 64, Americans are showered with Medicare supplement pitches. While the path of least resistance leads to a Medicare Advantage plan, a Medigap plan might...

Published January 5, 2017

Guiding Clients Through the Medicare Maze

By Kerry Pechter Thu, Sep 15, 2016

Medicare counseling can be an excellent marketing tool for advisors, especially those who are positioning themselves as retirement specialists. Just ask Ash Toumayants of State College, Pa.

Published September 15, 2016

Cognitive assessment tool receives FDA approval

By Editorial Staff Wed, Jun 17, 2015

The new tool, called Cognivue, involves a 10-minute test. The person being tested only needs to grasp the “response device,” a kind of joystick called a manipulandum.

Published June 18, 2015

Questions & Answers about: Medicaid Annuities

By Jenna Gottlieb Thu, Feb 19, 2015

In this ongoing new feature, RIJ will ask and answer questions that pertain to retirement advisors and their clients. Our first Q&A concerns Medicaid annuities, which middle-class Baby Boomer...

Published February 19, 2015

‘Problem drinking’ can hurt retirees’ health—and wealth

By Editorial Staff Fri, Feb 13, 2015

Rates for alcohol-related hospitalizations among adults age 55+ were close to those for heart attacks in the 1990s, and number has greatly increased since then, according to an article...

Published February 13, 2015

Does end-of-life family care ‘crowd out’ annuities?

By Editorial Staff Thu, Oct 9, 2014

In their study, “Annuitized Wealth and Post-Retirement Savings,” John Laitner and Dmitriy Stolyarov of the University of Michigan and Daniel Silverman of Arizona State call these late-life inter-family transfers...

Published October 9, 2014

New index gauges retiree health costs as percent of SS benefits

By Editorial Staff Thu, Apr 17, 2014

“Many Americans believe that Medicare will cover most or all of their health care costs in retirement. This is simply untrue,” said Ron Mastrogiovanni, founder and CEO of HealthView...

Published April 17, 2014

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Retirement Income Journal is a weekly, digital-only business-to-business news publication and website for life insurers, asset managers, financial advisors, academics, attorneys, regulators and technology firms worldwide whose products and services help Baby Boomers convert their savings to lifetime income. Established in 2009 and produced by "Annuities for Dummies" author Kerry Pechter, it reaches 7,000 online readers 48 times a year.

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