Editorial Staff, Author at Retirement Income Journal

Sen. Warren Speaks Up for ‘Fiduciary Rule,’ Puts Down Annuity Sales Perks

By Editorial Staff Tue, Oct 1, 2024

Sen. Elizabeth Warren's (D-MA) new white paper details the sales incentives that annuity issuers offer insurance agents; the incentives, she says, show that the DOL's long-denied 'fiduciary rule' is...

Published October 2024

Private assets, reinsurance pose systemic risks, research warns

By Editorial Staff Mon, Sep 30, 2024

Life insurers’ exposure to risky assets and reliance on reinsurance raises concerns about their interconnectedness and complexity, research from the Bank of International Settlements shows.

Published October 2024

Briefs from the ‘Bermuda Triangle’

By Editorial Staff Sun, Sep 29, 2024

US insurers hold more private equity, but income on PE drops; State Street sued again for recommending Athene in PRT deals; State Street and Apollo to partner on distribution...

Published October 2024

Honorable Mention

By Editorial Staff Wed, Sep 4, 2024

Top news items: GAO investigators go 'undercover' to study conflicts of interest; SEC charges six major ratings agencies with record-keeping lapses; How the commercial real estate bust could affect...

Published September 2024

US life/annuity insurers cede $1.74 trillion to reinsurers, 2016-23

By Editorial Staff

New capital keeps flowing into the reinsurance segment, primarily via reinsurers owned by investment managers focused on annuity business, AM Best analysts write. These newer entrants co-insure assets that...

Published September 2024

Most annuities bought to reduce investment risk: LIMRA

By Editorial Staff Tue, Sep 3, 2024

'Most annuities are purchased as protection from investment risk, not for longevity risk,' LIMRA research chief Bryan Hodgens said. 'Most fixed index and RILA contracts are bought without a guaranteed...

Published September 2024

Wink’s Annuity Sales & Market Report, 2Q2024

By Editorial Staff

Athene USA was the annuity sales leader (overall market share of 8.2%; 11.9% for non-variable deferred annuities), followed by MassMutual, Corebridge Financial, Equitable Financial and Nationwide.

Published September 2024

Honorable Mention

By Editorial Staff Thu, Aug 1, 2024

Milliman to offer Hueler Income Solutions to its recordkeeping clients; Principal issues its second RILA; John Hurley joins Ibexis from Global Atlantic.

Published August 2024

Private credit holdings of US life/annuity firms reach $1.7 trillion: AM Best

By Editorial Staff

Aside from providing new data, this article describes the 'Bermuda Triangle' strategy, and includes comments from an AM Best managing director.

Published August 2024

High rates drive high interest in annuities: LIMRA

By Editorial Staff Wed, Jul 31, 2024

'After years of ultra-low interest rates, LIMRA believes conservative investors, who were sitting on the sidelines reluctant to lock in low rates, have poured money into the market as...

Published August 2024

Offshore Regulatory Arbitrage by US Insurers Explained

By Editorial Staff Sat, Jun 29, 2024

In a recent report, Moody's analysts showed that the accounting 'regime in Bermuda tends to allow for a higher discount rate than other jurisdictions' and this 'directly impacts the...

Published July 2024

Calamos Structured ETFs: An alternative to FIAs

By Editorial Staff Fri, Jun 28, 2024

The one-year contract issued by Calamos on May 1, 2024 provided 100% principal protection and a maximum credited interest of 9.81% at the end of the term, less a...

Published July 2024

MetLife and Micruity expand their DC savings-to-income IT partnership

By Editorial Staff

The two firms have already worked together on connecting MetLife’s retirement income services with Fidelity’s Guaranteed Income Direct and State Street Global Advisors IncomeWise platforms.

Published July 2024

Bermuda Shorts

By Editorial Staff Wed, Jun 26, 2024

Nassau Financial gets $200 million from Golub Capital; AM Best affirms ratings of Aspida Group, backed by Ares Mgt; 3M swaps its $2.5bn DB pension for a MetLife group...

Published July 2024

Annuities enjoy record sales in 1Q2024

By Editorial Staff Mon, Jun 3, 2024

'Total annuity sales have come down from fourth quarter 2024, largely due to a softening in the fixed-rate deferred annuity market. However, LIMRA expects annuity sales to perform well...

Published June 2024

Athene’s group annuities not the ‘safest available,’ lawsuit charges

By Editorial Staff Sun, Jun 2, 2024

The suit against Athene may be a test case for the legitimacy of Bermuda Triangle strategy. In other news from the Bermuda Triangle: Annuity sales boom attracts private equity-backed...

Published June 2024

Test-drive annuities at CANNEX/Luma ‘Marketplace’

By Editorial Staff

The Annuity Marketplace will provide income, rate, yield, and product information on annuities from more than 60 issuers, a CANNEX release said. Advisers can illustrate the outcomes of market...

Published June 2024

The age-old question: How long will your clients live?

By Editorial Staff

For financial advisers trying to estimate how long their high-net-worth clients will live, a new white paper from HealthView suggests that only the very healthiest people need expect to...

Published June 2024

News briefs

By Editorial Staff Wed, May 1, 2024

High interest rates lead to record-breaking 1Q2024 annuity sales; Life insurers warm to private credit, survey shows; Jackson National introduces ‘+Income’ VA rider.

Published May 2024

What are ‘excess return’ indexes?

By Editorial Staff

Like many FIA issuers, Ibexis Life uses 'excess return' indexes in its product. In the context of FIA indexes, 'excess return” doesn’t mean 'out-performance relative to a benchmark' or...

Published May 2024

Articles by Author: Editorial Staff

Sen. Warren Speaks Up for ‘Fiduciary Rule,’ Puts Down Annuity Sales Perks

Private assets, reinsurance pose systemic risks, research warns

Briefs from the ‘Bermuda Triangle’

Honorable Mention

US life/annuity insurers cede $1.74 trillion to reinsurers, 2016-23

Most annuities bought to reduce investment risk: LIMRA

Wink’s Annuity Sales & Market Report, 2Q2024

Honorable Mention

Private credit holdings of US life/annuity firms reach $1.7 trillion: AM Best

High rates drive high interest in annuities: LIMRA

Offshore Regulatory Arbitrage by US Insurers Explained

Calamos Structured ETFs: An alternative to FIAs

MetLife and Micruity expand their DC savings-to-income IT partnership

Bermuda Shorts

Annuities enjoy record sales in 1Q2024

Athene’s group annuities not the ‘safest available,’ lawsuit charges

Test-drive annuities at CANNEX/Luma ‘Marketplace’

The age-old question: How long will your clients live?

News briefs

What are ‘excess return’ indexes?

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