Taxes – Retirement Income Journal

Unsure how much to commit to Roth or traditional accounts? This rule might help.

By Editorial Staff Thu, Feb 14, 2019

'Higher-income investors have greater exposures to tax-schedule uncertainty, which can be managed using post-tax Roth options,' says a new paper from the Journal of Financial Economics.

Published February 14, 2019

A Tax Break That Could Raise Retiree Income and Reduce the Deficit

By Jerry Golden Thu, Nov 8, 2018

Our guest columnist, who has spent decades in the annuity industry as an executive, entrepreneur and advisor, suggests a new win-win tax break for annuitized income.

Published November 8, 2018

New tax law reveals imbalance in homeownership benefits

By Eugene Steuerle Thu, May 17, 2018

'The TCJA has left the nation with an upside-down tax incentive for homeownership that applies to only about one-tenth of all households—nearly all of them with high incomes,' writes our guest columnist.

Published May 17, 2018

Total revenue for public life insurers rises in 2017

By Editorial Staff Thu, Apr 19, 2018

The industry garnered a year-over-year $9.5 billion tax benefit in 2017 due to the impact of tax reform. Nearly three-quarters of that went to Prudential, MetLife and Aflac.

Published April 19, 2018

How Demand-Siders See the New Tax Law

By Laura Tyson and Larry Mendonca Thu, Jan 11, 2018

'The [new tax law] will likely stimulate investment and encourage domestic and foreign companies to do business in the United States,' write Tyson (above) and Mendonca. 'But the increase...

Published January 11, 2018

Trump Tax Plan Revealed

By Editorial Staff Wed, Sep 27, 2017

'The framework retains tax benefits that encourage work, higher education and retirement security,' said the report issued by the White House Wednesday. It was entitled, Unified Framework for Fixing...

Published September 28, 2017

How to decumulate without getting fleeced by the tax man

By Editorial Staff Fri, May 5, 2017

Investors are often advised to exhaust one retirement account at a time, starting with tax-deferred accounts and moving to tax-exempt accounts. That's not a good strategy, according to decumulation...

Published May 5, 2017

Retirement trade groups gird to protect ‘tax deferral’

By Editorial Staff Thu, Apr 6, 2017

The 'SOS Coalition' encompasses the $25.3 trillion retirement industry, which plans to defend the $100 billion-a-year tax expenditure on long-term savings if and when Congress attempts to overhaul the...

Published April 6, 2017

Will pensions become subject to state income tax in Illinois?

By Editorial Staff Wed, Nov 16, 2016

AARP is leading an effort to prevent fiscally-challenged Illinois from taxing pension income again after a holiday of 32 years. Reinstating the tax would bring in an estimated $2...

Published November 17, 2016

A Tale of Two Tax Plans

By Howard Gleckman Wed, Oct 12, 2016

As explained by our guest columnist, a senior fellow at the Urban-Brookings Tax Policy Center at the Urban Institute, Trump's tax policy would echo supply-side solutions of the past...

Published October 13, 2016

Unexpected taxes can hurt seniors who work longer: Kotlikoff

By Editorial Staff Thu, Sep 29, 2016

"We are all made worse off when are pushed out of the labor market by policies that encourage them to retire," said Larry Kotlikoff, a Boston University...

Published September 29, 2016

Asset location tool could boost savings by 15% over 30 years: Betterment

By Editorial Staff

'Asset location is the closest thing there is to a free lunch in wealth creation,' Boris Khentov, vice president of operations and a tax attorney at Betterment.

Published September 29, 2016

Jackson and Morningstar partner on tax demonstration tool

By Editorial Staff Thu, Feb 25, 2016

This tool is available for wholesalers and advisors, and supported by Jackson’s Advanced Strategies team, a group of senior portfolio strategists and retirement and wealth strategy consultants who study...

Published February 25, 2016

Is It Time to End Tax Deferral?

By Kerry Pechter Thu, Jul 30, 2015

This strikes me as the issue at the heart of the controversy over the Department of Labor's conflict-of-interests proposal—the issue we duck and dodge, while pretending that it’s all...

Published July 30, 2015

In 1799, They Said ‘No’ to Taxes

By Kerry Pechter Wed, Apr 8, 2015

In March 1799. not far from where I live today, an auctioneer named John Fries led a protest against the first direct tax on American homeowners. Alexander Hamilton wanted...

Published April 9, 2015

Secrets of Tax-Efficient Drawdown

By Editorial Staff

In a regular new feature on the latest retirement-related research, we look at a variety of recent articles, including one that might just change the way you think about...

Published April 9, 2015

Data Connection