International Archives - Retirement Income Journal

Lessons from Britain’s national ‘NEST’ egg program

By Kerry Pechter Sun, Sep 29, 2024

NEST is the U.K.'s experiment with a government-sponsored, portable defined contribution plan for low- and middle-income workers at small companies. Most NEST participants are still far from retirement, but...

Published October 2024

A Policy Dynamo Touts ‘Dynamic Pensions’

By Kerry Pechter Thu, Feb 24, 2022

Bonnie-Jeanne MacDonald, an actuary and retirement policy expert at Canada's National Institute on Aging, claims that a non-guaranteed lifetime income tool could generate more income than any annuities. Tontines,...

Published February 23, 2022

Private assets may be coming to Britain’s DC plans (at a price)

By Editorial Staff Thu, Jan 20, 2022

Buyout firms say they might reduce their usual 2% management fees if they can keep their performance-related payouts, which are contingent on meeting return targets.

Published January 20, 2022

Look to China for investment growth: Cerulli

By Editorial Staff Thu, Aug 12, 2021

Cerulli, the global research firm, expects Asia ex-Japan retirement funds to continue to lead in terms of growth, rising at a compound annual growth rate (CAGR) of 11.9% between...

Published August 12, 2021

This British fintech plans to invade US DC biz

By Editorial Staff Thu, Nov 26, 2020

Over the past few years, Smart has secured funding from Natixis IM, JP Morgan, LGIM and Australian administrator Link Group to secure a 'rapid international expansion.'

Published November 26, 2020

The Big Sick Leave: How Bad Will The Economy Get?

By Kerry Pechter Thu, Apr 2, 2020

Economists don't expect the crisis to resolve before the summer. Assuming that no effective vaccine or treatment appears suddenly, we’re probably in for a long campaign.

Published April 2, 2020

IPO Signals Strategic Shift at Jackson National

By Editorial Staff Wed, Mar 18, 2020

Jackson's UK parent, Prudential plc, seeks an equity capital infusion--to fuel its diversified growth strategy and to mollify mega-shareholder Dan Loeb.

Published

Wide variation seen in British target date funds

By Editorial Staff Thu, Aug 22, 2019

Here’s another instance--along with coverage ratios, fiduciary duties of advisors, and the decline of pensions--where the British and American retirement industries share certain challenges.

Published August 22, 2019

Wages are rising, but so is productivity

By Stephen Slifer Thu, May 2, 2019

'Consumer debt in relation to income remains low. Interest rates remain low and the Fed has now ceased its series of rate hikes. We anticipate GDP growth of 2.7%...

Published May 2, 2019

Trade Tantrum

By Stephen Slifer Wed, Mar 13, 2019

'Thus, the rather impressive widening of the trade gap last year subtracted a mere 0.2% from GDP growth. It is hard to conclude that the wider trade gap had...

Published March 14, 2019

Ireland to auto-enroll workers into retirement plans

By Editorial Staff Wed, Feb 20, 2019

Ireland's plan also calls for auto-escalation. By 2028, the total contribution for each member would be 12% of salary a year. The government will add 2%, for a total...

Published March 7, 2019

A Mixed Economic Bag in 2019

By Nouriel Roubini Thu, Feb 14, 2019

Seven factors will shape the global economy this year, writes our guest columnist, a professor at New York University.

Published February 14, 2019

In Austria, earlier retirement was associated with earlier death

By Editorial Staff Thu, Jan 3, 2019

An additional year in early retirement increased a man’s probability of death before age 73 by 1.85 percentage points and reduced the age at death by an average of...

Published January 3, 2019

Numbernomics’ Forecast for 2019

By Stephen Slifer Thu, Dec 20, 2018

'The stock market will climb to a record high level during 2019. But for this to happen, investment spending must continue to grow rapidly, and productivity must sustain a...

Published December 20, 2018

Britain’s DB plans roiled by gender equalization

By Editorial Staff Thu, Nov 8, 2018

The DB schemes of the UK’s 350 biggest listed companies showed a combined estimated deficit of £36bn (€41bn) on October 31, down from a £3bn aggregate surplus on September...

Published November 8, 2018

Trump’s Policies Will Displace the Dollar

By Jeffrey D. Sachs Thu, Sep 6, 2018

Donald Trump’s 'profligate fiscal policies and reckless trade and sanctions policies will undermine America’s economy and the role of the dollar in global finance,' writes our guest columnist, an...

Published September 6, 2018

Investors keeping selling US equity funds

By Editorial Staff Thu, Apr 5, 2018

TrimTabs says U.S. equity funds lost a net $63.3 billion in 1Q2018, the second-highest quarterly outflow on record, while global equity funds received a net $63.9 billion. ...

Published April 5, 2018

Poland unveils retirement system overhaul

By Editorial Staff Thu, Feb 22, 2018

Poland is preparing to use auto-enrollment to move workers into a new kind of employer-based defined contribution plan, with mandatory employer and employee contributions. The 20-year-old system of diverting...

Published February 22, 2018

Spain Looks for New Ways to Save

By Kerry Pechter Thu, Feb 15, 2018

Spain plans to reduce the fiscal burden of its national pension by dropping cost-of-living increases. Retirees will need to offset the loss of purchasing power with other savings. But...

Published February 15, 2018

Spain’s Pension Outlook: Sunny with a Chance of Austerity

By Kerry Pechter Thu, Jan 18, 2018

To study the Spanish retirement system, RIJ has temporarily relocated to Seville. We start with a look at the public pension system (a contributory, pay-as-you-go system like Social Security...

Published January 18, 2018

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