RIJ and ChatGPT Discuss ‘Funding Short’

Life insurers used to be known as champions of 'asset-liability matching,' or ALM. Today, many of them are doing the opposite by 'funding short.' Here's a transcript of RIJ's recent conversation with ChatGPT about the risks and rewards of funding short, and its role in today's annuity business.
Anecdotal Evidence

What a Mighty Joy That Would Be

By Kerry Pechter
More than a million Americans receive artificial hip, knee or shoulder joints every year. This month, after years of procrastination, I became one of them. Joint surgery is now routine, friends told me. 'For the surgeons,' I said.

LIMRA foresees $400B+ annuity sales in 2025

By Editorial Staff
'There is greater interest in balancing commission-based products and fee-based products,' said Keith Golembiewski, assistant vice president and director of LIMRA Annuity Research.
Guest Column

Debt, Defaults, and the $36 Trillion Question

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Tales from the Crypt

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Eyebrow-Raisers

Crypto-Blitz: A Timeline of Presidential Emolument

By Kerry Pechter
As president, Donald Trump is in a unique position to connect the public purse to his own purse, and so far he's shown no resistance to temptation. Even the Wall Street Journal has wondered if he understands money. But he clearly understands crypto.

COVER STORIES YOU MAY HAVE MISSED

May 2025

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'The Federal Insurance Office conflicts with the states’ role as primary regulators, complicates their engagement with fellow insurance regulators globally, duplicates data collection from our industry,' said state insurance commissioners in asking Congress...
April 2025

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March 2025

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