Cover Stories

RSQ-y Business at John Hancock B/D

by Kerry Pechter

RSQ-y Business at John Hancock B/D

Wed, Oct 12, 2011

John Hancock Financial Network will offer its advisors the Retirement Sustainability Quotient, an income planning tool that Moshe Milevsky (pictured) developed for ManuLife Financial, JHFN's Canadian parent.

'Boom Time' for Variable Annuities?

by Kerry Pechter

'Boom Time' for Variable Annuities?

Thu, Oct 06, 2011

Guest speakers Fareed Zakaria (pictured) urged more fiscal stimulus for the economy while Andrew Friedman warned of looming tax hikes at the Insured Retirement Institute's conference in Boston. "Boom Time" was the conference theme this year.

Introducing the Virtual RIA

by Kerry Pechter

Introducing the Virtual RIA

Tue, Sep 27, 2011

Internet start-up Personal Capital is out to prove that mutual funds and face-to-face financial advice are obsolete. (At center, CEO Bill Harris, with Jim Del Favero, VP, product management (seated) and Ehsan Lavassani, engineering director.

Political Football

by Kerry Pechter

Political Football

Tue, Sep 20, 2011

The Dept. of Labor's bid to strengthen the fiduciary standard for advisers to retirement plans and IRAs became a political football. Now the DoL has agreed to revise and "re-propose" its proposal. Was the football fumbled... or stripped?

The Decumulation Beat

The Scoop on Pre-Owned Annuities

The Scoop on Pre-Owned Annuities

When buying a secondary-market annuity that offers a 7% or 8% effective rate of return, make sure you deal with honest brokers.

News

Wealth2k income planning tool added to Pershing advisor platform

Wed, Oct 12, 2011

Income for Life Model, a time-segmentation retirement income planning tool from Wealth2k, will be integrated into the NetX360 advisor web platform offered by Pershing, the clearing firm owned by BNY Mellon.

From the UK, ideas for better outcomes for DC participants

Tue, Oct 11, 2011

Would gradual annuitization from age 65 to 75 be better for DC plan participants in the UK than gradually switching from equities to government bonds from age 55 to 65?

  Asset prices won’t plummet when Boomers retire—Aviva

Asset prices won’t plummet when Boomers retire—Aviva

Wed, Oct 12, 2011

As the Boomers retire and leave a smaller 40 to 64-year-old cohort behind them, bond yields should rise 60 basis points above the increase warranted by GDP growth and inflation prospects, according to Mirko Cardinale, a researcher at Aviva Investors.

AXA updates Accumulator VA

AXA updates Accumulator VA

Wed, Oct 12, 2011

The Accumulator Series, introduced in 1995, now has a higher deferral bonus roll-up.

The Bucket

The Bucket

Wed, Oct 12, 2011

Brief or late-breaking items from Nationwide Financial, MetLIfe, Edward Jones, LPL Financial, and Vanguard.