Featured Archives - Page 38 of 43 - Retirement Income Journal

Inflation-Indexed and Level Payout Funds from Barclays Bank

By Editor Test Wed, Aug 4, 2010

“It's marketed as a gap product, such as between early retirement and pension benefits or to bridge until longevity insurance kicks in,” said Tamiko Toland, an annuity industry analyst...

Published August 4, 2010

Independent Fiduciaries to the Rescue

By Editor Test

With his National Retirement Security Plan, independent fiduciary Matthew Hutcheson hopes to bring lower fees, better management to small and micro retirement plans.

Published August 4, 2010

Reish & Reicher Comment on TDF Proposals

By Editor Test Sun, Jul 18, 2010

“We expect that the SEC proposals will be adopted much as proposed," says Fred Reish, the well-known ERISA lawyer. But a TDF expert says plan fiduciaries should do more...

Published July 21, 2010

The Brilliant Gimmickry of TDFs

By Editor Test

TDFs have always been a sales strategy more than an investment strategy, and we should recognize that.

Published July 21, 2010

Are Stocks Really Cheap?

By Michael Pento Wed, Jul 14, 2010

Cash levels as a percent of assets reached a cyclical high of 12% in 1991. Today, that ratio is less than 4%. With mutual funds already nearly fully invested,...

Published July 15, 2010

How Social Security Can Make Up for Lost Pensions

By Eugene Steuerle

Under my plan, the SSA would tell people their benefit at a specific retirement age (either an earliest age or a "normal" age). Then it would show a simple...

Published July 15, 2010

Mr. Smith Goes to the Patent Office

By Editor Test Wed, Jul 7, 2010

An actuary-turned-entrepreneur claims to have invented a cheap, benign, versatile new income distribution tool. But he’s coyly cryptic about its secret sauce.

Published July 7, 2010

The 4% Withdrawal Rule—Maybe Planners Have Been Wrong

By Joseph A. Tomlinson, CFP Tue, Jul 6, 2010

The complexity of the typical retiree's cash flows makes it nearly impossible for a planner to apply a simple rule of thumb like the 4% strategy, even if he...

Published July 7, 2010

Five Ways to Adjust to a New Tax Landscape

By Editor Test Wed, Jun 30, 2010

A consortium of advisors who represent Securities America offered these suggestions for how investors and their advisors can adjust to the expiration of EGTRRA and JGTRRA at the end...

Published June 30, 2010

“Too Good to Last”

By Editor Test

Curiosity about investments in secondary market annuities, which earn up to 9%, is growing. But these “factored products” are scarce—and virtually unregulated.

Published June 30, 2010

New VA Contracts from Smaller Issuers

By Editor Test Wed, Jun 23, 2010

After highlighting new VA contracts from big issuers last week, we now turn to four new products from second-tier or regional insurers, all of them with sturdy A-level strength...

Published June 23, 2010

Reflections of a VA-Selling Advisor

By Editor Test Tue, Jun 22, 2010

Jay Hauenstein, a dually-licensed advisor in Mississippi who manages about $10 million in VA assets, looks for contracts with strong roll-ups and death benefits.

Published June 23, 2010

The Year of Living Less Dangerously

By Editor Test Wed, Jun 16, 2010

A year or more after the financial crisis, major VA annuity issuers are trying to do more with less—less risk, that is. Here are nine of the latest efforts.

Published June 17, 2010

Loaded VAs Haven’t Lost Their Lustre

By Editor Test

Prudential Financial and Jackson National Life rack up sales with variable annuity contracts that ignore the adage, ‘Simplify, simplify, simplify.’

Published June 17, 2010

How Retirees Can Spend More Early (And Safely)

By Editor Test Wed, Jun 9, 2010

Bill Klinger's decumulation method involves techniques for moving payout rates up or down in response to market fluctuations. The New Jersey professor has also created the Retirement Quant planning...

Published June 9, 2010

Short Life Expectancy for U.K.’s Annuity ‘Mandate’

By Joseph A. Tomlinson, CFP Tue, Jun 1, 2010

Britain’s new ‘Lib-Con’ coalition aims to stop forcing retirees to annuitize their savings. It could be a step toward U.S./U.K. policy convergence.

Published June 2, 2010

A Jolly View of Financial Folly

By Editor Test

"Retirementology," a new book by Jackson National Life executive Greg Salsbury, Ph.D., approaches the serious topic of retirement planning in a mordantly funny way.

Published June 2, 2010

It Ain’t Always Rocket Science

By Editor Test Wed, May 26, 2010

“Thank God I'm not the average retiree trying to decide who or what to believe regarding what to do with my retirement savings.”

Published May 26, 2010

The View from the Income Summit

By Editor Test

At the Lifetime Income Summit in Washington last week, federal officials and financial industry executives amiably swapped views. But competitive tensions lay not far beneath the surface. Rep. Earl...

Published May 26, 2010

Low Rates Keep U.S. Solvent. But for How Long?

By Michael Pento Wed, May 19, 2010

Even Alan Greenspan is said to fret about the potential for a collapse in Treasury prices, reports this week's guest writer.

Published May 19, 2010

1 … 36 37 38 39 40 … 43

Data Connection