Surrender to Lapse Risk? Not These Insurers By Kerry Pechter Wed, Jun 29, 2016 SHARE ON: TwitterFacebookLinkedIn Over-estimates of variable annuity lapse rates have cost life insurers billions. A group of VA issuers is now working with actuaries at Ruark Consulting to predict those rates more accurately. TO READ THIS ARTICLE, PLEASE SIGN IN OR SUBSCRIBE Not Yet a Member? What's Included? Subscribe Now! $249.00 per year(recurring) - or - $25.00 per month(recurring) Username or Email Address Password Remember Me Lost Password? Reset here.