The ‘haves’ have retirement plans; the ‘have-nots,’ not so much By Kerry Pechter Thu, Nov 14, 2013 SHARE ON: TwitterFacebookLinkedIn White, male, well-educated, healthy and married full-time workers are more likely to have access than non-whites, women, single people, the less educated and the less healthy. TO READ THIS ARTICLE, PLEASE SIGN IN OR SUBSCRIBE Not Yet a Member? What's Included? Subscribe Now! $249.00 per year(recurring) - or - $25.00 per month(recurring) Username or Email Address Password Remember Me Lost Password? Reset here.