Editor Test, Author at Retirement Income Journal - Page 13 of 86

December 2024

Fidelity the target of new lawsuits over float income in 401(k) plans

By Editor Test Thu, Mar 14, 2013

“Our practices are in compliance with ERISA and DOL guidelines,” a Fidelity spokeswoman said. “We believe that the practices described in the lawsuit are consistent with the law and...

Published March 14, 2013

Distribution of Wealth in the U.S.

By Editor Test Wed, Mar 13, 2013

This video, which has been viewed over four million times on YouTube, shows how the explosive growth of stock market wealth over the past 30 years has changed U.S....

Published March 14, 2013

More chatter about ‘defined ambition’ plans in the UK

By Editor Test Thu, Mar 7, 2013

Britain is talking about creating a government-sponsored Pension Protection Fund that would "smooth" participant outcomes and bear the risks that private providers can't afford to shoulder.

Published March 7, 2013

Cerulli surveys global DC trends

The United Kingdom is the only market with defined contribution assets in excess of US$1 trillion that is expected to have double-digit growth.

Published March 7, 2013

US at rear of peloton in retirement security: Natixis

Western European nations with universal health care and retiree social programs dominate the top of the rankings, taking the first 10 spots. Norway is first overall, followed by Switzerland,...

Published March 7, 2013

New FIA from ING U.S. offers living benefit and deferral bonuses

If income payments are deferred for five years, the available income withdrawal amount is boosted by 150%. With a ten-year deferral, the available income withdrawal amount gets a guaranteed...

Published March 7, 2013

Forethought Launches ‘ForeRetirement’ VA

The lifetime income benefit captures new contract value highs on a daily basis to age 90, with a minimum deferral bonus of 6% simple interest credited until the 10th...

Published March 7, 2013

They Just Don’t Get It

It understandably drives the 401(k) industry nuts to hear professors and regulators proposing to cut the tax incentives for the business owners who sponsor workplace plans or for those...

Published March 7, 2013

The Research Points to Annuities

By Editor Test Tue, Mar 5, 2013

In case you overlooked last week's cover story in Retirement Income Journal on the 16 best income-related research papers of 2012, here are the four papers that are aimed...

Published RIJ Advisor

A Few Words of Advice for You Advisors

While I was reading an excerpt of a new report from Boston-based Cerulli Associates and Phoenix Marketing, memories of close encounters with brokerage advisors came rushing back to mind.

Published RIJ Advisor

Vanguard closes Wellington Fund and a bond fund to some customers

Over the years, Vanguard has often restricted cash inflows to maintain fund assets at levels that don’t compel fund managers to buy suboptimal investments.

Published RIJ Advisor

AnnuityRateWatch.com launches GLIB calculator

The software calculates all the possible combinations of over 250 annuity products combined with more than 100 riders to find the product and rider that provides the highest income...

Published RIJ Advisor

Odd new online game lets you “play” the market

"Invoost" allows people to exercise their investing skills and win cash prizes by competing against other "investors" in a virtual investment game.

Published RIJ Advisor

Flood into foreign equities bodes ill: TrimTabs

“Bulls should be concerned” that in-flows into foreign stock funds have been so heavy this year, said David Santschi, TrimTabs CEO. “Big inflows from fund investors often occur near...

Published RIJ Advisor

Prudential Enters DIA Space with All-Bond VA

By Editor Test Thu, Feb 28, 2013

“The annuity space is book-ended at one end by the SPIA, and at the other end by the VA with a guaranteed lifetime income benefit. Our new product resides...

Published February 28, 2013

Pacific Life announces new pension de-risking product

The product is intended to enable plan sponsors “to de-risk their pension obligations and stabilize their corporate balance sheets and income statements without affecting plan termination, said a Pacific...

Published February 28, 2013

Europe evaluates incentives for working longer and subsidies for saving more

Pension adequacy in Europe “requires active aging strategies, investments in life-long learning of all age groups, the adaption of workplaces to the needs of older workers and new forms...

Published February 28, 2013

Small plan participants pay as much as 1.97% in annual fees

The average target date fund expense in a large plan is .98%, while the balanced fund average is 1.12%. The average target date fund expense for a small plan...

Published February 28, 2013

Debate continues over capping 401(k) tax break at 28%

Under the “28% cap” proposal, someone in the 39.6% marginal tax bracket could reduce his federal income taxes by a maximum of $14,000 on a deferral of $50,000 into...

Published February 28, 2013

Life and annuity companies will face reckoning in 12-14 months: Conning

Conning's new report is titled, “U.S. and Global Insurance Industry Outlook: Economic, Capital Markets, and Regulatory Challenges Continue—Nothing to Be Gained by Waiting for Things to Get Better.”

Published February 28, 2013

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