Editor Test, Author at Retirement Income Journal

ETF liquidity mystifies advisors: Cerulli

By Editor Test Sun, Jul 21, 2013

ETF sponsors should focus on new advisors in order to further increase advisor adoption, Cerulli recommends. More advanced educational initiatives will help increase ETF allocations among advisors who already...

Published RIJ Advisor

Summit Business Media launches ThinkAdvisor.com

By Editor Test

The new site is a renaming of and enhancement of Summit's three-year-old site for advisors, AdvisorOne.com.

Published August 12, 2009

Retirement Lengths, Withdrawal Rates and Failure Probabilities

By Editor Test

In two useful charts, our guest columnist shows how various factors--along with market performance assumptions--interact to inform our decisions about how much we can afford to spend in retirement.

Published RIJ Advisor

New report from Fitch Ratings on interest rate climate

By Editor Test Thu, Jul 18, 2013

This news item, which summarizes Fitch's "Good, Bad and Ugly" scenarios for future interest rate movements, contains a link to a copy of a new Fitch report, "Heightened Interest...

Published July 18, 2013

Allstate to sell Lincoln Benefit Life, exit fixed annuity business

By Editor Test

"This action also advances Allstate's key priorities, including reducing exposure to spread-based business and interest rates,” said Thomas J. Wilson, chairman, president and chief executive officer of The Allstate...

Published July 18, 2013

Lower-than-expected lapse rates led to VA charges: Moody’s

By Editor Test

“Companies have some flexibility in deciding when to account for a change and when to take a charge,” said Neil Strauss of Moody's. “It’s a ball...

Published July 18, 2013

Reverse mortgage program under stress

By Editor Test

Instead of eliminating another popular product for older Americans, the Federal Housing Administration would prefer to detect and screen out applicants who are likely default on their reverse mortgage...

Published July 18, 2013

Legal Deception: The M&E Fee

By Editor Test Wed, Jul 17, 2013

To make variable annuities more transparent and rehabilitate their reputation, start by not hiding commission recovery behind the so-called “mortality and expense risk” fee.

Published July 18, 2013

Average IRA balances at Fidelity reach five-year high of $81,100

By Editor Test

Total contributions to IRAs have increased every year since 2008, with a 3.1% increase over last year and a 7.5% increase over 2008, according to Fidelity.

Published July 18, 2013

MetLife not ‘too big to fail’: CEO Steven Kandarian

By Editor Test

“To be clear, I support prudent regulation of the life insurance industry. After all, we are financially liable for insolvencies through the state-based guaranty funds. What I do not...

Published July 18, 2013

NEST shifts assets to U.S., absorbs €1.6 m fraud

By Editor Test

The U.K.'s national publicly-supported defined contribution plan increased investment in North America to 35.9%, its single largest regional exposure. Allocation to Continental Europe, up nearly 3 percentage points, now...

Published July 18, 2013

Aria enhances its RetireOne contingent deferred annuity

By Editor Test Fri, Jul 12, 2013

A retail CDA—aka stand-alone living benefit, or SALB—lets RIAs add lifetime income rider insurance to clients’ portfolios without changing the tax treatment of the underlying investments.

Published July 11, 2013

NEST will lose its restrictions in 2017, not 2014

By Editor Test Wed, Jul 10, 2013

NEST is the UK's “public option” workplace retirement plan. It's intended to help solve a problem that the U.S. also faces: insufficient access to employer-sponsored retirement savings plans, especially...

Published July 11, 2013

Sen. Hatch hatches a retirement overhaul proposal

By Editor Test

Under the Utah Republican's new proposal, state and local governments could use private annuity issuers as pension providers, small employers could sponsor low-maintenance "Starter 401(k)s" and the DoL would...

Published July 11, 2013

Planners fortify their position in favor of fiduciary standard

By Editor Test

A new volley is fired by the FPA, the CFP Board and NAPFA in the ongoing battle to influence the SEC as it mulls a new fiduciary standard for...

Published July 11, 2013

Based on consumption gains, poverty in America has fallen

By Editor Test

Have liberal efforts to reduce poverty worked or failed? Are Americans richer than inequality hawks maintain? A new paper shows that poverty in the U.S. has declined over...

Published July 11, 2013

Consensus? Not in Washington

By Editor Test

The IRI Government, Legal and Regulatory conference last month had to be a downer for anyone who still naively hoped that the retirement industry and of the government might...

Published July 11, 2013

RetiremEntrepreneur: Mark Cortazzo

By Editor Test

In seven brief video clips, financial advisor Mark Cortazzo of MACRO Consulting Group talks about his new venture, Annuity Review, which helps investors and advisors evaluate in-force variable annuity...

Published July 11, 2013

TIAA-CREF responds to last week’s RIJ lead article

By Editor Test Mon, Jul 8, 2013

The article referenced sentiments expressed by Alicia Munnell, director of the Center for Retirement Research at Boston College, regarding TIAA-CREF's decision to lower the fees of one of its...

Published RIJ Advisor

10-year Treasuries could yield 5% in three years: BNY Mellon

By Editor Test

“The aftermath of the three-decade-long decline in interest rates is likely to be labeled a secular bond bear market, but we prefer to view it in the context of...

Published RIJ Advisor

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Articles by Author: Editor Test

ETF liquidity mystifies advisors: Cerulli

Summit Business Media launches ThinkAdvisor.com

Retirement Lengths, Withdrawal Rates and Failure Probabilities

New report from Fitch Ratings on interest rate climate

Allstate to sell Lincoln Benefit Life, exit fixed annuity business

Lower-than-expected lapse rates led to VA charges: Moody’s

Reverse mortgage program under stress

Legal Deception: The M&E Fee

Average IRA balances at Fidelity reach five-year high of $81,100

MetLife not ‘too big to fail’: CEO Steven Kandarian

NEST shifts assets to U.S., absorbs €1.6 m fraud

Aria enhances its RetireOne contingent deferred annuity

NEST will lose its restrictions in 2017, not 2014

Sen. Hatch hatches a retirement overhaul proposal

Planners fortify their position in favor of fiduciary standard

Based on consumption gains, poverty in America has fallen

Consensus? Not in Washington

RetiremEntrepreneur: Mark Cortazzo

TIAA-CREF responds to last week’s RIJ lead article

10-year Treasuries could yield 5% in three years: BNY Mellon

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