Editor Test, Author at Retirement Income Journal

Is non-fundamental, second-hand investing killing capitalism?

By Editor Test Mon, Jul 8, 2013

“Principal-agent problems and a flawed theory and understanding of finance are bringing capitalism to its knees,” says Paul Wooley of the Paul Wooley Centre for the Study of Capital...

Published RIJ Advisor

Boomers may be two generations in one: IRI

By Editor Test

“We need to start segmenting the Boomer cohort,” said Cathy Weatherford, IRI President and CEO. While 42% of early Boomers believe they've saved enough for retirement, only 25% of...

Published RIJ Advisor

A.M. Best issues life/annuity M&A trend report

By Editor Test Thu, Jun 27, 2013

A June 19 report from A.M. Best offers a summary of recent merger history in the life/annuity industry along with an analysis of trends driving the industry.

Published June 27, 2013

Cost of elderly care in 2011 was >$400bn: CBO

By Editor Test

A new study estimates that more than two-thirds of 65-year-olds will need help dealing with a loss in functioning at some time during their remaining years of life. Article...

Published June 27, 2013

A Sudden U-Turn in Bond Flows

By Editor Test

Since I (full disclosure) own shares in Vanguard Total Bond Market Index Fund, I feel compelled to fret. So I spoke with Chris Philips, a senior market strategist in...

Published June 27, 2013

Wharton professor challenges value of annuities

By Editor Test

A Wharton School professor, Kent Smetters (left) and a Congressional Budget Office researcher suggest that the low level of annuitization by Americans demonstrates their common sense.

Published June 27, 2013

Declaration of independence

By Editor Test Wed, Jun 26, 2013

Retirement Income Journal will observe the national holiday with a brief hiatus from publication. We will resume e-mail broadcasting with the July 8 edition of RIJAdvisor. Go 4th, and...

Published June 27, 2013

Going Dutch on pension reform

By Editor Test

Dutch workers both young and old now expect smaller pensions than their current retirees enjoy. But their expectations may need to drop even lower if the “tax-facilitated accrual rate”...

Published June 27, 2013

Cigna, Prudential settle ERISA lawsuit for $35 million

By Editor Test Mon, Jun 24, 2013

"As part of the settlement... Cigna has agreed to continue not to include in the plan's investment lineup any investment options managed by it or its affiliates and has...

Published RIJ Advisor

Equity correction a buying opportunity: Prudential

By Editor Test

The equity rally is likely to resume as the liquidity and policy uncertainties ease with the Fed reassuring about QE buying continuing through late 2013, writes John Praveen, chief...

Published RIJ Advisor

Evaluating Retirement Advisor Designations

By Editor Test

A well-informed comparison of the Retirement Management Analyst (RMA), Retirement Income Certified Professional (RICP) and the Certified Retirement Counselor (CRC) designations. A link will take you to Advisor Perspectives,...

Published RIJ Advisor

How to court Gen X and Gen Y clients

By Editor Test

“Only occasionally will they use professional advisors,” said Laura Varas, Hearts and Wallets principal. “ certain key moments open the door for the advisor relationship.”

Published RIJ Advisor

DTCC launches ‘Producer Management Portal’

By Editor Test

“The tool supports insurance industry participants as they navigate this increasingly complex web of regulations and agent training requirements that differ across states and product lines,” said a DTCC...

Published RIJ Advisor

Details of Hartford’s VA benefit rollback

By Editor Test Thu, Jun 20, 2013

Once a leader in VA sales, Hartford is now a receder. In a May 1 SEC filing, it gave existing contract owners an October 4 deadline to choose between...

Published June 20, 2013

Harbinger unit offers fixed deferred annuity with GLWB

By Editor Test

“Agents have told us that they want to lead with the income story and don’t want to complicate it with indexing methods," said Brian Grigg, vice president of annuity...

Published June 20, 2013

ARIA, PIMCO and Transamerica partner on bond-based CDA

By Editor Test

This late-breaking story contains a link to the prospectus, filed May 15 with the SEC, for a new contingent deferred annuity, also known as a stand-alone living benefit, or...

Published June 20, 2013

European employers ponder ways to cut pension costs

By Editor Test

The members of the General Employers' Association Netherlands met recently to discuss the transition from defined benefit to defined contribution plans and to explore pension-cost reduction. There was a...

Published June 20, 2013

Quote of the Week

By Editor Test

"Money, like information but unlike material objects, can, by assuming different forms, be made to exist in more than one place at a single time"-- George B. Dyson, "Darwin...

Published June 20, 2013

Waiting for the DoL’s Fiduciary Do-Over

By Editor Test

If the retirement plan space were Dodge City, do you think that a fiduciary rule would A) Clean up Dodge City for the benefit of all or B) Sterilize...

Published June 20, 2013

Wirehouses still widest distribution pipeline: Cerulli

By Editor Test Thu, Jun 13, 2013

“Insurance broker/dealers, with minimal assets and heavy use of proprietary products rank last," said Bing Walbert of Cerulli Associates.

Published June 13, 2013

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Articles by Author: Editor Test

Is non-fundamental, second-hand investing killing capitalism?

Boomers may be two generations in one: IRI

A.M. Best issues life/annuity M&A trend report

Cost of elderly care in 2011 was >$400bn: CBO

A Sudden U-Turn in Bond Flows

Wharton professor challenges value of annuities

Declaration of independence

Going Dutch on pension reform

Cigna, Prudential settle ERISA lawsuit for $35 million

Equity correction a buying opportunity: Prudential

Evaluating Retirement Advisor Designations

How to court Gen X and Gen Y clients

DTCC launches ‘Producer Management Portal’

Details of Hartford’s VA benefit rollback

Harbinger unit offers fixed deferred annuity with GLWB

ARIA, PIMCO and Transamerica partner on bond-based CDA

European employers ponder ways to cut pension costs

Quote of the Week

Waiting for the DoL’s Fiduciary Do-Over

Wirehouses still widest distribution pipeline: Cerulli

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