Editor Test, Author at Retirement Income Journal

In Hedges and Reserves We Trust

Efficient Markets at Work

Apocalypse Now

Prudent Hedging

Fixed Income Advice for Advisors

By Editor Test Tue, Jun 1, 2010

To Protect Pension Funds, Mix Lump Sum with Annuity: Hewitt

The United Kingdom, Germany, Belgium and Switzerland already offer their participants the option of a one-off payment as part of their pension rights at the retirement date.

Faith in Financial Reform Fragile: St. Louis Fed President

“There are clear limits to what U.S. regulatory reform is likely to accomplish. Important problems will remain unresolved," said James Bullard, president of the Federal Reserve Bank of St....

Retirement Planners Like American Funds, Franklin Templeton, and Blackrock/iShares, Survey Shows

“There continues to be little consensus in the best way to create retirement income streams or manage portfolios,” said Howard Schneider, president of Practical Perspectives, the report co-author.

Dual Fiduciary Standard Headed for Vote By July 4

"Clients receiving investment advice don't distinguish between broker-dealers and investment advisors and neither should the law,” a Treasury official said.

New York Life Tops 1Q Fixed Annuity Sales: Beacon Research

Allianz Life moved to second from third place on the strength of its top-selling MasterDex X indexed annuity. Aviva USA jumped two notches to come in third.

A Jolly View of Financial Folly

"Retirementology," a new book by Jackson National Life executive Greg Salsbury, Ph.D., approaches the serious topic of retirement planning in a mordantly funny way.

“How believable do you normally find statements from people who work at one of these companies?”

By Editor Test Wed, May 26, 2010

Published May 19, 2010

Consensus Emerges on Derivatives Market Structure: BNY Mellon

Nearly two-thirds of market participants say they have already implemented changes in advance of regulatory reform, with 79% expecting central clearing to become standard.

Use of Summary VA Prospectuses Soars

“Insurance companies and their fund partners could provide a windfall of over $220 million if they continue to adopt the summary prospectus,” said NewRiver CEO and chairman Russ Planitzer.

Management Changes at New York Life and Aviva

Dan Guilbert is now Chief Risk Officer at Aviva North America and Allyson McDonald is senior vice president, Retirement Income Security, at New York Life.

Pew Report: Permanent Tax Cuts Would Raise National Debt

The current debt-to-gross domestic product (GDP) ratio in the United States is 57%, compared to an average of 37% over the last 50 years.

Morningstar Announces Conference Speakers

Jeffrey Gundlach, co-founder, CEO and chief investment officer of DoubleLine Capital, will speak on June 23; and Bill McNabb, president and CEO of Vanguard, will address attendees on June...

It Ain’t Always Rocket Science

“Thank God I'm not the average retiree trying to decide who or what to believe regarding what to do with my retirement savings.”