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May 2025 Issue
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May 2025

Articles by Author: Garth Bernard

Do FIAs Need Income Riders?

By Garth Bernard Wed, Dec 15, 2010

A guaranteed income rider makes as much sense on an FIA as it does on a VA and should not be dismissed out of hand, says Garth Bernard, president...

Published December 15, 2010

Remembering Our Roots: Putting the Income Back In Annuity

By Garth Bernard Sun, Jun 7, 2009

The immediate annuity, aka income annuity, aka "SPIA," is due for a comeback, says Garth Bernard of Retirement Income Solutions Enterprise, Inc.

Published April 2009

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Retirement Income Journal is a weekly, digital-only business-to-business news publication and website for life insurers, asset managers, financial advisors, academics, attorneys, regulators and technology firms worldwide whose products and services help Baby Boomers convert their savings to lifetime income. Established in 2009 and produced by "Annuities for Dummies" author Kerry Pechter, it reaches 7,000 online readers 48 times a year.

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