Kerry Pechter, Author at Retirement Income Journal

Articles by Author: Kerry Pechter

Editor and Publisher of Retirement Income Journal, Kerry Pechter is author of Annuities for Dummies (Wiley, 2008) and former editor of the SourceMedia publication, Annuity Market News/Retirement Income Reporter. He has been an annuity columnist for Senior Market Advisor, and his feature articles have appeared in The New York Times, Wall Street Journal, Men's Health and many other national publications. From 1997 to 2006, he was a writer and editor supporting the Retirement Resource Center at The Vanguard Group. In 2009, he traveled to Taiwan and reported on the retirement industry there as a fellow of the National Press Foundation. A graduate of Kenyon College and recipient of a fellowship in creative writing at Indiana University, Pechter resides in Emmaus, PA, with his wife Lisa, the director of marketing and publicity for the Pennsylvania Shakespeare Festival at DeSales University.

On the Case: TIPS Ladder + QLAC + HELOC = Income Security

By Kerry Pechter Wed, Aug 9, 2017

Mike Lonier, of Lonier Financial Advisory, solved 'Andrew and Laura's' retirement income puzzle with a combination of products. A certified Retirement Management Analyst, he first builds a safe income...

Published August 10, 2017

On the Case: Jim Otar Answers Our Income Challenge

By Kerry Pechter Thu, Aug 3, 2017

'I would not worry too much about complicated strategies,' Otar wrote after reviewing Andrew and Laura’s retirement finances. 'They probably don’t need guaranteed income (annuities), a bucket strategy or...

Published August 3, 2017

Dealing with the Contradictions of Financial Advice

By Kerry Pechter

'This is not a problem of Truth and Proof,' wrote Francois Gadenne of RIIA in an email and the inconsistencies of advice. “It is a problem of measurement (of...

Published August 3, 2017

Curve, Triangle or Rectangle: What Kind of Advisor Are You?

By Kerry Pechter Thu, Jul 27, 2017

At the Retirement Income Industry Association's 2017 Summer Conference, founder Francois Gadenne asserted that advisors can protect themselves from automation, regulation and commoditization by advising in three dimensions. ...

Published July 27, 2017

Symetra Offers Fee-Based Fixed Indexed Annuity

By Kerry Pechter

Distribution of the Symetra Advisory Edge and Advisory Income Edge products began in April through Merrill Lynch, Commonwealth and Raymond James.

Published July 27, 2017

Has the Fiduciary Rule Lost Its Sting?

By Kerry Pechter

'The government is no longer defending the BIC Exemption’s condition restricting class-litigation waivers insofar as it applies to arbitration agreements,” lawyers from the Departments of Labor and Justice wrote...

Published July 27, 2017

Vanguard’s New CEO: No Surprises

By Kerry Pechter Thu, Jul 20, 2017

For at least two decades, it was assumed that Tim Buckley would be Vanguard's CEO someday. And why not? He helped Vanguard grow into the paradoxically transparent yet mysterious...

Published July 20, 2017

A High-Tech Challenge for High-Touch Advisors

By Kerry Pechter Thu, Jul 6, 2017

Wealth management firms know they need next-gen ‘fintech.’ But many of them don’t know exactly which digital tools to buy or where to apply them in their businesses, tech...

Published July 13, 2017

T. Rowe Price Reopens the Market for Payout Funds

By Kerry Pechter Thu, Jun 29, 2017

Managed payout funds haven't gotten much traction in the last decade. But T. Rowe Price hopes that its target-date fund/payout fund hybrid, the Retirement Income 2020 Fund, will help...

Published June 29, 2017

Affluent People on Medicaid? It Can Happen

By Kerry Pechter

Only six percent of Medicaid recipients use nursing homes, but their bills account for 42% of Medicaid spending. Many of those who receive Medicaid for long-term care expenses are...

Published June 29, 2017

Cloudy with a Chance of Lawsuits

By Kerry Pechter Thu, Jun 22, 2017

If the fiduciary rule and its Best Interest Contract Exemption are here to stay, will they trigger a wave of lawsuits against advisory firms? No one seems to know...

Published June 22, 2017

The Tell-Tale Brokerage Statement

By Kerry Pechter

Judging by what I saw (and didn't see) in a friend's brokerage IRA statement, class action lawsuits for breach of the DOL Best Interest Contract might be a lot...

Published June 22, 2017

This Couple Needs Your Advice

By Kerry Pechter Thu, Jun 15, 2017

These two people, ages 64 and 63, have a combined net worth of about $2.5 million. They're looking for ways to generate income in retirement. Here are some specifics...

Published June 15, 2017

Three Lessons Learned

By Kerry Pechter

By my late 20s, life had taught me a few homely but memorable lessons about leadership, entrepreneurship, and cross-cultural relations.

Published June 15, 2017

Morningstar Enters the Indexed Age

By Kerry Pechter Thu, Jun 8, 2017

Just in time for the activation of the DOL fiduciary rule, Morningstar has expanded its Annuity Intelligence resources to include indexed and fixed annuities.

Published June 8, 2017

‘Don’t Expect Action By the SEC’

By Kerry Pechter

The retirement industry and its legal teams are receiving about as much useful new information from the SEC about the fiduciary rule as Dorothy Gale got from the Scarecrow...

Published June 8, 2017

Complex Annuities for a Complex Era

By Kerry Pechter Thu, Jun 1, 2017

Indexed variable annuities (IVAs) offer a potential solution for paralyzed clients—perhaps for those who feel baffled by a market where both bond and stock prices are at all-time highs....

Published June 1, 2017

A New Book from PIMCO’s Stacy Schaus

By Kerry Pechter

If you don’t know Ms. Schaus, you must be new around here. She’s an EVP at PIMCO, the head of its defined contribution practice and the voice of its...

Published June 1, 2017

Vermont offers state-wide voluntary MEP

By Kerry Pechter

The voluntary multi-employer plan, or MEP, 'will be open to any employer with fewer than 50 employees that does not currently provide a retirement plan to its employees.' Some...

Published June 1, 2017

Fiduciary Rule Hurts First Quarter Annuity Sales

By Kerry Pechter Thu, May 25, 2017

Sales of certain fixed annuities were lifted by the recent uptick in the Fed's benchmark interest rate, but sales of variable and indexed annuities were depressed in the first...

Published May 25, 2017

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