Kerry Pechter, Author at Retirement Income Journal

Articles by Author: Kerry Pechter

Editor and Publisher of Retirement Income Journal, Kerry Pechter is author of Annuities for Dummies (Wiley, 2008) and former editor of the SourceMedia publication, Annuity Market News/Retirement Income Reporter. He has been an annuity columnist for Senior Market Advisor, and his feature articles have appeared in The New York Times, Wall Street Journal, Men's Health and many other national publications. From 1997 to 2006, he was a writer and editor supporting the Retirement Resource Center at The Vanguard Group. In 2009, he traveled to Taiwan and reported on the retirement industry there as a fellow of the National Press Foundation. A graduate of Kenyon College and recipient of a fellowship in creative writing at Indiana University, Pechter resides in Emmaus, PA, with his wife Lisa, the director of marketing and publicity for the Pennsylvania Shakespeare Festival at DeSales University.

Dealing with Auto-Enrollment’s Dilution Effect

By Kerry Pechter Thu, Oct 10, 2013

By increasing enrollment, auto-enrollment inevitably increases the number of employees eligible for a matching contribution, if any, and in such cases can drive up employer costs. Something’s got to...

Published October 10, 2013

New York Life DIA wins innovation award from RIJ and RIIA

By Kerry Pechter

At the RIIA annual conference in Austin, Texas, this week, awards were given to New York Life, Jackson National, JP Morgan Chase, Prudential, Shlomo Benartzi, Wade Pfau and Michael...

Published October 10, 2013

What do multinational companies think about retirement? Brussels bureaucrats want to know

By Kerry Pechter

So far, five giant plan sponsors, including Shell, have joined a group that will advise PensionsEurope, an association of pension associations in 21 European countries.

Published October 10, 2013

The global retirement puzzle remains unsolved: Mercer

By Kerry Pechter

In its annual report on global pensions, Mercer notes that the world is embracing the DC model but still hasn’t figured out how to help participants convert the assets...

Published October 10, 2013

A Conspiracy against Public Pensions?

By Kerry Pechter

Either paranoid or perceptive, public pension administrators say they are being sandbagged by a pervasive, persistent stealth effort to convert their DB plans to DC and gain greater control...

Published October 10, 2013

To woo younger clients, New York Life halves its minimum DIA premium

By Kerry Pechter Mon, Oct 7, 2013

The primary funding method for New York Life’s book of GFIA business, which has an average initial premium of $100,000, is via a rollover from another qualified plan. So...

Published RIJ Advisor

Quote of the Week

By Kerry Pechter

"Whether in taking out a student loan, buying a house or saving for retirement, people are being asked to make decisions that are difficult even if they have graduate...

Published RIJ Advisor

Stocks for the Long Run? Yes, Says Wade Pfau

By Kerry Pechter Sun, Oct 6, 2013

Published RIJ Advisor

The Crone or the Elegant Lady?

By Kerry Pechter

People are entitled to their own opinions but not to their own sets of facts, the scholar-politician Daniel Moynihan famously said. A collision of two versions of the “facts”...

Published RIJ Advisor

Why Retirees Should Choose DIAs over SPIAs

By Kerry Pechter Sat, Oct 5, 2013

While partial annuitization causes an initial drop in financial assets, the income from annuities reduces the subsequent drawdown from investments. "In fact, the financial legacy is larger for...

Published RIJ Advisor

Don’t underestimate the (well-educated) older worker, economist says

By Kerry Pechter Fri, Oct 4, 2013

The old folks are alright. Older workers (60-74) evidently won't dilute the nation's productivity by staying in the labor force, says a Brookings Institution economist, because only the most...

Published October 4, 2013

Inflation or deflation? It’s a toss-up

By Kerry Pechter

It's hard to say whether the combination of aging populations, low interest rates and high government debt will lead to deflation or inflation, says AXA Investment Managers. But in...

Published October 4, 2013

International Paper settles 401(k) fee case for $30 million

By Kerry Pechter

In addition to the payment of $30 million, the settlement requires International Paper’s 401(k) plans to be monitored for four years and requires the company to put its recordkeeping...

Published October 4, 2013

Shedding Light on Shadow Reinsurance

By Kerry Pechter

New research from the London Business School and Federal Reserve Bank of Minneapolis adds detail to the use of "shadow reinsurance" by life insurers, a practice that frees up...

Published October 4, 2013

How to Take the Federal Budget Debate in Stride

By Kerry Pechter

Don't let political disruptions in Washington disrupt your long-term investing strategy, say Vanguard's experts.

Published October 4, 2013

Goldman Touches the FIA Market

By Kerry Pechter

A Bermuda domicile is just one of Global Atlantic Financial Group's competitive edges. Last week, the former Goldman Sachs Reinsurance Group added Forethought, which markets variable, fixed and fixed...

Published October 4, 2013

Drew Carrington joins Franklin Templeton’s DCIO business

By Kerry Pechter Thu, Sep 26, 2013

In the recent past, Carrington served as head of the Defined Contribution and Retirement Solutions Group at UBS Global Asset Management.

Published September 26, 2013

Fidelity to raise equity allocations in target date funds

By Kerry Pechter

Fidelity is the largest provider of target date funds with more than $170 billion under management on behalf of approximately 6.5 million investors in its Fidelity Freedom Funds product...

Published September 26, 2013

Jackson National dominates annuity flows in first half of 2013

By Kerry Pechter

Three Jackson variable annuity contracts—Perspective II 05/05, Perspective II L-Series and Elite Access—were among the five best-selling annuity products in the first six months of this year.

Published September 26, 2013

An Old Argument for Annuities, Made New

By Kerry Pechter

The Thrive Income Distribution System takes an ancient annuity marketing pitch and dresses it up well enough to appeal to high net worth clients who otherwise might not spend...

Published September 26, 2013

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