A Potential Alternative to the Rollover IRA

By Mark Shemtob Tue, Apr 2, 2024

Our guest columnist, an actuary and certified financial planner, suggests new vehicles, which he calls Qualified Retirement Income Providers (QRIPs), to help 401(k) plan participants convert part of their...

Published April 2024

Not Yet Legal in the US: CRITs

By Mark Shemtob Thu, May 20, 2021

Collective Retirement Income Trusts resemble variable income annuities, but without explicit guarantees. These group arrangements could help retirees turn part of their 401(k) or IRA savings into rising income...

Published May 20, 2021

What’s Missing from SECURE 2.0

By Mark Shemtob Thu, Dec 17, 2020

As Congress prepares a follow-up to the SECURE Act, it should include a safe harbor for 401(k) plans that want to provide non-guaranteed withdrawals to retirees, and to allow...

Published December 17, 2020

Why We Need Randomized Modeling for Retiree Income Strategies

By Mark Shemtob Thu, Jul 20, 2017

It’s hard to imagine modern retirement income planning without powerful computers and the Monte Carlo simulations they make possible. Our guest columnist explains why.

Published July 20, 2017