An Income Strategy for a Couple with $200K
Joe Tomlinson, an advisor who often recommends immediate annuities in income plans, takes a different tack in his plan for a hypothetical couple, both age 65.
Social Security
Donald Trump’s $15,000-a-year Social Security Bonus
Where to begin reforming Social Security? Our guest columnist would start by eliminating the late-life fatherhood benefit that favors the president and others.
Multicultural marketing
Voya creates a Chinese brand name for use in US
Although Voya has stopped issuing annuities, it continues to position itself as 'America's retirement company.'
Deep reading
New research on interest rates, bitcoin, etc.
Thrivent's Tanweer Akram on the effects of Fed tightening, Roger Farmer on Milton Friedman and inflation since 1979, plus research on crypto-currency and on the average age of entrepreneurs. (It's higher than you might think.)
The Economy
Nobody Wins a Trade War
'Sit back, take a deep breath, and try to figure out why the stock market has been reacting so violently,' writes our guest columnist, who blogs about the economy.
For Advisors
Two new reports analyze advisor needs and job switching
Advisors are switching firms, Fidelity says, and broker-dealers with more tech and resources are best able to attract them, according to Cerulli.
Financial wellness
A ‘SideCar’ Account for UK Plan Participants
NEST, Britain's public-option defined contribution plan wants to let participants people access some of their retirement money for emergencies more easily.
COVER STORIES YOU MAY HAVE MISSED
April 5, 2018
‘Peeps’ Try to Peck Through a Pension Shell
A Pennsylvania maker of colored marshmallow ‘chicks’ wants to be the first company in a ‘closed MEP’ pension plan to stay in the plan but put all new hires in a 401(k). A $60...
March 29, 2018
It’s Hot Around the ‘Collar’
Nervous investors can get an indexed collar strategy from an annuity or an ETF. Great West Financial and Innovator Capital Management have new products in the category. Cap-and-buffer products, pioneered by AXA, are the...
March 22, 2018
In Canada, ‘LIFE’ Begins at 85
Bonnie-Jeanne MacDonald (right or below), a research fellow at Toronto's Ryerson University, proposes a voluntary, tontine-like deferred income annuity called Lifetime Income for the Elderly (LIFE). Canadians could make a one-time payment at age...
