The CARES Act Isn’t Careful Enough

If this agonizing period leads to genuine reform, our 'blood, sweat and tears' (to borrow Winston Churchill’s famous words) won't have been in vain, writes our contributor.
Anecdotal Evidence

Please Don’t Raid Your Retirement Account

It would be smart, not paternalistic, to ease today’s financial pain without contributing to an even bigger retirement funding crisis down the road.  
Letter to the Editor

Further thoughts on the equity risk premium

The letter writer, a fellow and Richard B. Fisher chair at the Urban Institute, is a former Deputy Assistant Secretary of the Treasury and former president of the National Tax Association.
Honorable Mention

News from RIJ Corporate Subscribers

Public pensions shed $419 billion in Q1: Milliman; SEC awards over $27 million to whistleblower; Silvur: A new app from Kindur, a robo-adviser; Retirement isn’t what most pre-retirees expect: Allianz Life; MetLife waives certain small business service fees; Securian Financial waives 401(k) COVID-19 and hardship distribution fees; Few near-retirees understand Social Security: MassMutual.


April 9, 2020

Stormy Weather for Life Insurers

Life insurers are buffeted by a perfect storm of falling interest rates, falling share prices and falling sales of annuities. But, according to David Paul of ALIRT Insurance Research, the companies are holding up...
April 2, 2020

The Big Sick Leave: How Bad Will The Economy Get?

Economists don't expect the crisis to resolve before the summer. Assuming that no effective vaccine or treatment appears suddenly, we’re probably in for a long campaign.
March 26, 2020

‘Dull’ Investments Shine in a Crisis

Three retirement experts talk about boring products that you might wish you owned right now: I-Bonds, cash value life insurance and annuities.