How to Make Annuitization More Appealing

In the embedded video, Brigitte Madrian of Harvard (pictured) describes the results of two surveys of older Americans about lifetime income that she and a team of other Ivy League researchers conducted. An article accompanies the video.

‘SIMON’ Makes Indexed Annuities Simpler

Originally a platform for distributing structured notes to broker-dealers, SIMON is adding index-linked annuities to its product suite. Prudential is both an investor and, as of today, a product provider.

Annuities and the Charles Schwab Deal

Most of the annuities now on the Charles Schwab and TD Ameritrade platforms are offered by mutual or foreign-owned life insurers. Lincoln Financial is the sole exception.
Featured

Pardon My Cynicism

Though well-intended, the proposal to put projections of future income on plan participants' statements may simply divert time and energy from more important issues that remain unresolved--like the fiduciary rule.
News

Canadian men and women are living longer

Adoption of the new proposed mortality tables could immediately increase pension accounting liabilities by 5% to 10% for many Canadian defined benefit plans, according to Towers Watson.