Britain wants to bump up retirement savings rates

Since 2012, when auto-enrollment was launched in Britain, workplace pension participation in the public and private sectors has increased to 78% in 2016 from a low of 55% in 2012, according to the government.

A Simple Idea for Increasing Annuity Sales

'Annuitization decisions can be improved by getting people to think about how annuities help people avoid running out of wealth in old age,' said the Wharton School's Olivia Mitchell, co-author of new research about annuity purchasing behavior.

Merry Christmas from RIJ!

Retirement Income Journal will not publish on December 28th. The next issue will appear on January 4, 2018. We wish all our readers and advertisers a safe and happy holiday and a prosperous new year.


December 14, 2017

The Crypto-Capitalist and His Digital Tontine

“This problem needs to be solved,” Dean McClelland, founder of TontineTrust, told RIJ. With the fervor of a convert, he believes that cryptocurrencies, blockchain, smart contracts and tontines are the solution.
December 7, 2017

Cannex Launches Annuity Comparison Tools

Advisors, brokerages, IMOs and insurers will be able to use the Toronto-based data company's new analytics to make apples-to-apples comparisons of variable and fixed indexed annuity contracts and their riders.
November 30, 2017

Research Roundup

We summarize five papers: “The Sustainability of U.S. Household Finances," “The Great Debt Boom: 1949-2013,” “Living Below the Line: Economic Insecurity and Older Americans in the States, 2016,” “Building Emergency Savings Through Employer-Sponsored Rainy...