Comment: Goodbye, Mature Market Institute

Last spring, MetLife pulled the plug on its popular, respected thought-leadership unit after a 15-year run. Did the decision signify a loss of faith in the Boomer retirement opportunity?

The Sacrificial Payroll Tax

Idle talk about suspending the payroll tax is making 'blue' Senators blue. We get answers from Social Security expert Eugene Steuerle of the Urban Institute.

An Income-Generating ‘Collar’

Using a 'protective net-credit collar,' the Nationwide Risk-Managed Income ETF has distributed monthly income at an annual rate of 7.88% in 2020, while appreciating 10%. Is there a catch?

Life Insurers’ Bermuda Triangle, Part II

The humble fixed indexed annuity is at the center of the restructuring hurricane that has swept through the life insurance industry in recent years. We bring you the second article in a series on the topic.
Featured

A Crash in Late 2014?

"We can guess at a market peak sometime between Sept. 2014 and June 2015, at a level much higher than the current one. We can, however, be pretty sure that once the market has peaked, its fall will be both prolonged and steep," writes the author of the Prudent Bear blog.

Inflation-Proof Retirement Income

American College professor Wade Pfau shows how to build a ladder of Treasury Inflation-Protected Securities for retirement income. At current prices, a 30-year ladder that would generate $50,000 a year in real income would cost $1.24 million, he calculates.

Seven Wishes for the Year Ahead

What will happen in the retirement industry in 2014? Beats me. I can only share a few of the things I hope might happen.
News

Allocations to TDFs continue to climb: EBRI and ICI

Nearly 54% of the account balances of recently hired participants in their 20s was invested in balanced funds, including TDFs, compared with about 7% in 1998, according to a new report.

Stocks poised to keep rising in 2014: Fidelity

With foreign sales producing about 40% of the revenues of large U.S. manufacturing companies, Fidelity said, rapid economic growth in emerging markets and economic stability in China and Europe bode well for the S&P500 Index in 2014.