Comment: Goodbye, Mature Market Institute

Last spring, MetLife pulled the plug on its popular, respected thought-leadership unit after a 15-year run. Did the decision signify a loss of faith in the Boomer retirement opportunity?

Research Roundup

Almost every controversial subject in the US today--from Fed policy to machine learning to immigration--contains an element or theme related to retirement policy. The articles reviewed in this month's Research Roundup are proof of that.

‘iTDFs’ Smooth the Bumps of Retirement Income

A former chief actuary of Denmark seeks a US target date fund company that might use his technology, the 'iTDF,' to create a seamless transition from pre-retirement savings to safe income during the first 20 years of retirement.

A Revolt Against PE-Led Annuity Issuers

Matt Zagula is an annuity wholesaler and fixed indexed annuity (FIA) designer. He and forensic accountant Tom Gober created the TSR ratio, a scale for rating FIA issuers. Mutual and fraternal insurers score best; private equity-led life insurers score worst.
Featured

A Crash in Late 2014?

"We can guess at a market peak sometime between Sept. 2014 and June 2015, at a level much higher than the current one. We can, however, be pretty sure that once the market has peaked, its fall will be both prolonged and steep," writes the author of the Prudent Bear blog.

Inflation-Proof Retirement Income

American College professor Wade Pfau shows how to build a ladder of Treasury Inflation-Protected Securities for retirement income. At current prices, a 30-year ladder that would generate $50,000 a year in real income would cost $1.24 million, he calculates.

Seven Wishes for the Year Ahead

What will happen in the retirement industry in 2014? Beats me. I can only share a few of the things I hope might happen.
News

Allocations to TDFs continue to climb: EBRI and ICI

Nearly 54% of the account balances of recently hired participants in their 20s was invested in balanced funds, including TDFs, compared with about 7% in 1998, according to a new report.

Stocks poised to keep rising in 2014: Fidelity

With foreign sales producing about 40% of the revenues of large U.S. manufacturing companies, Fidelity said, rapid economic growth in emerging markets and economic stability in China and Europe bode well for the S&P500 Index in 2014.