These five research papers explain why many institutional investors still work with 'high-touch' brokers, why the economy may slow as populations shrink, why parents might save more than they need to, why middle-aged rural whites are unhappy, and why 401(k) balances aren't higher for older workers.
Tax-deferred retirement accounts help the financial industry but cost taxpayers an added $20.7 billion a year, according to two economists. Would an all-Roth world be more socially beneficial?
The third-largest issuer of target date funds, which reportedly lost TDF market share from 2017 to 2019, said it will raise the equity allocation of the funds' glide paths at the beginning of the lifecycle.
'Artificial interventions have allowed the stock market to remain detached from underlying profitability. This guarantees poor future outcomes for investors,' writes our guest columnist, a strategist for RIA Advisors in Katy, Texas.
'Not communicating the estate plan with family members' is the most common cause of conflict (43%), followed by 'dealing with blended families' (29%), according to a TD Wealth survey.