Video: RIJ Editor at The American College

In this video, Retirement Income Journal publisher and editor Kerry Pechter chats with David Littell of The American College about opportunities and challenges that await advisers who choose to specialize in retirement income planning.

‘Smart,’ from UK, Enters the US PEP Market

'Smart' is the recently-launched American branch of a British fintech with expertise in a kind of retirement savings plan that's called a 'master trust' in the UK and a 'pooled employer plan' or PEP in the US. RIJ interviewed two of its top executives.

Research Roundup

Almost every controversial subject in the US today--from Fed policy to machine learning to immigration--contains an element or theme related to retirement policy. The articles reviewed in this month's Research Roundup are proof of that.

‘iTDFs’ Smooth the Bumps of Retirement Income

A former chief actuary of Denmark seeks a US target date fund company that might use his technology, the 'iTDF,' to create a seamless transition from pre-retirement savings to safe income during the first 20 years of retirement.
Featured

MyRA Defies the Equities-First Rule

Contributions by young workers to President Obama's proposed MyRA accounts go into a government bond fund. Does that policy contradict the conventional wisdom that young people should invest mainly in stocks?

The Active Ingredient

"In the past year or two, we’ve seen the introduction of 80 actively managed ETFs," writes Russell Wild, the author of ETFs for Dummies. "But they have not exactly set the investment world on fire..."
News

Popular FIA adds new index crediting method

The new Morgan Stanley Dynamic Allocation Index option on Security Benefit's Secure Income Annuity fixed index annuity offers exposure to a mixture of equity, fixed income and alternative assets that's rebalanced four times a month. It has uncapped crediting.

Schwab introduces all-ETF 401(k) plan

"The real question is whether there is a significant price difference between index funds and ETFs, and will it matter in the small and mid-size market?" commented Fred Barstein of TRAU on the new Schwab offering.

Half of U.S. women fear becoming ‘bag ladies’—Allianz Life

Despite growing confidence among women, “Irrational fears about losing it all and becoming a bag lady remain,” said Katie Libbe, Allianz Life vice president of Consumer Insights, which sponsored the newly released “2013 Women, Money & Power Study."

The federal income tax turned 100 this week

"The need to fund our involvement in World War I moved income taxes to the center of federal finances," the U.S. Census Bureau reported this week, in noting the centenary of the birth of the national tax on earned income.