Two Client-Centric Income Strategies

We compare two easy-as-pie annuity strategies: Income starting at age 80 versus guaranteed income for the first 10 years of retirement. One hedges longevity risk, the other hedges sequence risk, and neither ties up more than 25% of savings.

‘No Sign of Recession on the Horizon’

Citing growth in the US labor force and in productivity, our guest columnist sees no likelihood of a recession in the near future despite volatility in the equity markets. He expects the Fed to act cautiously.

Conning assesses life and annuity businesses

The new study focuses on 'the inorganic strategies that insurers have used over the last decade' and on how insurers 'are creating value by strategically repositioning their companies.'

A retirement account for cryptocurrency buffs

Bitcoin IRA said it will license its cryptocurrency platform technology to enterprise businesses, who can in turn offer the capability to advisors and clients.

Shelter from the Storm in 2019

Good outcomes on five fronts--US economic growth, European unity, US-China trade, the Chinese economy, and Robert Mueller's investigation of the President--would help ensure a placid year.

Khalaf succeeds Kandarian as MetLife CEO

Michel A. Khalaf joined MetLife through its acquisition of American Life Insurance Company (Alico) from American International Group (AIG) in 2010. Kandarian managed MetLife through the spinoff of its retail business as Brighthouse Financial.

Honorable Mention

Advances in ‘A.I.’ favor direct channel growth: Cerulli; Securian offers new multi-year guaranteed annuity; Small employers warm to retirement plans: LIMRA; Citigroup settles 401(k) fiduciary lawsuit for $6.9 million.


January 3, 2019

Money Myths, Legal Realities

At a conference at Harvard Law School called "Money as a Democratic Medium," law professors debated the origins, purposes, and rightful ownership of money in the modern era. (Photo: Bil Lewis portraying President James...
December 20, 2018

BlackRock, Microsoft & Retirement: What’s Up?

BlackRock and Microsoft's cryptic announcement of a new partnership on a platform for plan participants has puzzled industry executives, who shared their views 'on background' with RIJ. (Pictured: A rendering of the future neighborhood...
December 13, 2018

Steve Vernon’s Guide to Retirement Success

Steve Vernon's latest book on retirement, "Retirement Game-Changers," teaches anyone how to win not just the game of retirement income, but the game of life-after-55. Vernon (pictured) is an actuary whose interest in...