The Outer Limits of Outsourcing

Advisors can’t do everything themselves. But they need to be careful in choosing what to hand off to a software tool, a vendor or an assistant.

Marshmallows and Social Security

Should US retirees delay claiming Social Security until age 70, even if they have to spend savings until then? The Center for Retirement Research at Boston College proposes that strategy as a default option in retirement plans.

How to Choose an Annuity Issuer

Shopping for an annuity, like shopping for a car, involves questions about the manufacturer of the product. Do their products perform as expected? Will service quality be high? Are they likely to stay in business? We show you where to look for answers.

Time to Put Benjamins Back in the Sock Drawer?

At the LIMRA annual conference in Boston earlier this week, MIT economist James Poterba described how low interest rates make saving for retirement more of a challenge.
Featured

Ohio National launches ‘Low-Vol’ VA options

"Going forward, I think the only sustainable product designs will be in the context of risk-levered funds,” said Steve Murphy, FSA, a senior vice president at the Cincinnati-based mutual insurer.

The ‘Safety First’ Income Planner

Maryland advisor Antoine Orr couldn’t find an income planning tool that matched his low-risk, low-debt philosophy. So he created the Plancorr Planner.
News

Winners of PLANSPONSOR 401(k) Survey announced

Three service providers stood out in PLANSPONSOR's annual Defined Contribution Survey this year: Bank of America Merrill Lynch, Diversified Retirement Corporation, and BMO Institutional Trust Services.

The Bucket

Brief or late-breaking items about Guardian Life, Bankers Life, the Society of Certified Senior Advisors, MetLife, The Principal, Edward Jones, Mutual of Omaha, Securities America, and the SPARK Institute.

The Bucket

Brief or late-breaking news from

The Bucket

Brief or late-breaking news from

The Missing Sockdolager

An article appeared yesterday under the headline, "Variable-annuity guarantees disappoint over time." I think the jury is still out on that.

The Missing Sockdolager

An article appeared yesterday under the headline, "Variable-annuity guarantees disappoint over time." I think the jury is still out on that.