The Outer Limits of Outsourcing

Advisors can’t do everything themselves. But they need to be careful in choosing what to hand off to a software tool, a vendor or an assistant.

Why Indexed Annuity Sales Are So Strong

Many factors are driving the increase in indexed annuity sales: More manufacturers, better products, more distributors, competitive commissions, aging boomers, and relaxed regulation. But does the bubble contain the seeds of its own deflation?

Lessons from a Living (DC) Experiment

Israel has found that even a mandatory defined contribution system can’t resolve all of the behavioral, economic, or administrative issues that prevent low-income and minority workers from saving for retirement. (Photo: Mahane Yehuda market in Jerusalem.)

What Advisors Want from Annuity Issuers

This week, RIJ received a press copy of “What Advisors Want from Annuity and Insurer Providers-2019,” a study by Practical Perspectives, a Boxford, MA-based financial services market research firm.
Featured

Ohio National launches ‘Low-Vol’ VA options

"Going forward, I think the only sustainable product designs will be in the context of risk-levered funds,” said Steve Murphy, FSA, a senior vice president at the Cincinnati-based mutual insurer.

The ‘Safety First’ Income Planner

Maryland advisor Antoine Orr couldn’t find an income planning tool that matched his low-risk, low-debt philosophy. So he created the Plancorr Planner.
News

Winners of PLANSPONSOR 401(k) Survey announced

Three service providers stood out in PLANSPONSOR's annual Defined Contribution Survey this year: Bank of America Merrill Lynch, Diversified Retirement Corporation, and BMO Institutional Trust Services.

The Bucket

Brief or late-breaking items about Guardian Life, Bankers Life, the Society of Certified Senior Advisors, MetLife, The Principal, Edward Jones, Mutual of Omaha, Securities America, and the SPARK Institute.

The Bucket

Brief or late-breaking news from

The Bucket

Brief or late-breaking news from

The Missing Sockdolager

An article appeared yesterday under the headline, "Variable-annuity guarantees disappoint over time." I think the jury is still out on that.

The Missing Sockdolager

An article appeared yesterday under the headline, "Variable-annuity guarantees disappoint over time." I think the jury is still out on that.