Lion’s Share

ING U.S. Retirement will combine its own target date funds with the AllianceBernstein three-insurer annuity platform to offer a lifetime income option to its 52,000 small and mid-sized plans.

Envestnet’s Big Annuities Play

Envestnet, with the help of six major annuity issuers, has built a platform where advisors from broker-dealers, banks and RIAs can blend insurance products and investments in the same financial plan. It's a service life insurers can't live without. But will RIAs embrace annuities?

FIAs for Retirement Income (Why Not?)

In this last article in our series on fixed indexed annuities, we consider the potential role of FIAs in providing retirees with guaranteed lifetime income. We find FIAs to be valuable, but underused for that purpose.

The Derivatives that Power Index Annuities

FIA owners can pick from an array of choices as cryptic as those on a roulette table. But if they don't understand options, how can they evaluate these safe but esoteric insurance products?
Featured

The Deleveraging Blues

After a credit boom and bust, we face a long period of spending less and saving more, writes the well-known author and NYU Stern School professor.
News

Wirehouses are down but far from out: Cerulli

Although their headcount is down and their images are tarnished, wirehouses remain the kings of investment distribution, according to a report from Cerulli Associates.

The Bucket

Brief or late-breaking news from Jefferson National, Lincoln Financial, and F-Squared Investments.

The Abandonment of an Ideal

The gulf between the reality of wealth distribution in America and our ideal wealth distribution is what the “one-percent” controversy is really about.