Flat Rich: How Airbnb Saved the Quinteros’ Retirement
How a family in Seville, Spain, fixed their retirement income shortfall by investing in two Airbnb apartments in Barrio Santa Cruz, a magnet for lovers and other tourists.
Guest Column
The World’s Priciest Stock Market
'In pricing stock markets, people don’t seem to be relying on any good forecast of the next ten years’ earnings. They just seem to look at the past ten years, which are already done and gone,' writes the Nobel Prize-winning Yale economist.
2017 was another big year for Vanguard funds: Cerulli
Vanguard’s total flows for year were over $207 billion (DFA was second with $31 billion).
Blooom surpasses $2 billion in advised assets
The company, which helps 401(k) participants manage their accounts more effectively, claims that its median client will save $41,456 in investment fees over his or her working career.
The Decumulation Beat
The Fragility of VA Living Benefit Guarantees
Their reliance on VA with living benefits has made life insurers 'more like pension fund managers because they have risky assets and guaranteed liabilities,' write economists at NYU-Stern and Princeton.
What’s in the latest issue of Journal of Retirement?
The Winter 2018 issue features a mix of articles by familiar authors, including Mark Warshawsky, David Blanchette, John Turner, Michael Kitces, and others.
Book on mandatory ‘Guaranteed Retirement Accounts’ is reissued
The book is 'Rescuing Retirement,' by economist Teresa Ghilarducci of the New School and Hamilton James of BlackRock. Rush Limbaugh once called Ghilarducci 'the most dangerous woman in America' for her criticism of the 401(k) system.
Why DC Plan Sponsors Don’t Offer In-Plan Annuities
As reported in Callan's 2018 Defined Contribution Trends Survey, many sponsors either believe they're unnecessary or are uncertain on the fiduciary implications.
COVER STORIES YOU MAY HAVE MISSED
January 18, 2018
Spain’s Pension Outlook: Sunny with a Chance of Austerity
To study the Spanish retirement system, RIJ has temporarily relocated to Seville. We start with a look at the public pension system (a contributory, pay-as-you-go system like Social Security in the US).
January 11, 2018
The Elusive ROI of Financial Wellness Efforts
Estimates for the return-on-investment from financial wellness programs vary. One source puts the savings at $50 per employee per year for every incremental (1 to 10) increase in average financial fitness. Another says programs...
January 4, 2018
Jellyvision Knows Financial Wellness
In this first of a two-part series on financial wellness, RIJ talks with the customer insight chief of a leading vendor in the field. 'We ask, ‘Where is the pain that’s costing employers money,...
