When You’re 64

Six months after reaching age 64, Americans are showered with Medicare supplement pitches. While the path of least resistance leads to a Medicare Advantage plan, a Medigap plan might be better. Here's how to find a good one.

The Alt-Asset Teams that Reinvent Annuity Companies

'Insurance Solutions' groups use private assets to boost the returns of life/annuity company investment portfolios. RIJ talks with Todd Fonner of Investcorp Insurance Solutions about this trend.

One Life Insurer’s Pivot to Private Assets

American Equity Investment Life’s ‘AEL 2.0’ strategy is designed to help it thrive even in a low yield environment. Allocating up to 40% of its money to ‘private assets’ is key to the fixed annuity specialist's plan.

NAIC Eyes ‘Bermuda Triangle’ Strategy

A document from the NAIC's Financial Stability Task Force reflects the concerns that the NAIC has heard from a variety of sources about the increased ownership of life insurers by private equity firms. (Image from NAIC document.)
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Trump’s Tax Plan and the Dollar

'Trump’s proposed tax plan—particularly the border-adjustment tax—would most likely not have a positive impact on the US trade balance,' write these Ivy League economists. 'Worse, it could be very costly in terms of US net foreign assets.'

‘Yours Sincerely, Wasting Away’

Ultimately, I'm fatalistic about the high cost of getting old. No matter how expensive health care gets, the elderly and their families will pay no more than they are willing and able to pay, and no amount of money or insurance can stop the inevitable.
News

“Hipsters, lend us your ears,” says Betterment

Those who download Betterment's new podcasts will glean “unconventional and entertaining insights on money and life” from “thought leaders” in the fields of finance, entrepreneurship, sports, and show business.

Quote of the Week/Honorable Mention

“Winning is not a secret that belongs to a very few; winning is something that we can learn by studying ourselves, studying the environment and making ourselves ready for any challenge that is in front of us.” – Garry Kasparov