Illinois Mandates Workplace Retirement Plans

By Kerry Pechter
Private-sector employers in Illinois with 25 or more full-time employees have to offer access to a retirement plan by June 1, 2017 or face penalties. Illinois state senator Daniel Biss, above, co-sponsored the Secure Choice Savings Program Act.

2014 in Retrospect: The Best of RIJ

By Jenna Gottlieb
Before 2015 arrives, bringing its own urgent demands for our attention, here’s a look back at a dozen of RIJ’s best articles of 2014.

QLAC Status for VAs and FIAs: Yea or Nay?

By Kerry Pechter
“Trying to make a deferred annuity with a GLWB into a QLAC amounts to contorting it into something it isn't and shouldn't be,” said John Olsen, co-author with Michael Kitces of The Advisor’s Guide to Annuities.

The Hidden Gold in Mid-Size Rollovers

By Kerry Pechter
Inspira, a $20 million IRA recordkeeper, and GuidedChoice, say they can turn small, unprofitable rollover IRAs into revenue generators for a wide range of big recordkeepers and others. "This industry is begging for reinvention," says Inspira's Pete Littlejohn.
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The Fed Sets Another Trap

By Stephen S. Roach
"The Fed’s incrementalism of 2004-2006 was a policy blunder of epic proportions... The Fed seems poised to make a similar – and possibly even more serious – misstep in the current environment," writes the former chairman of Morgan Stanley Asia.

Illinois Mandates Workplace Retirement Plans

By Kerry Pechter
Private-sector employers in Illinois with 25 or more full-time employees have to offer access to a retirement plan by June 1, 2017 or face penalties. Illinois state senator Daniel Biss, above, co-sponsored the Secure Choice Savings Program Act.

High Valuations Carry a Cost: Prudential

By Kerry Pechter
"When rates rise, something always breaks. There’s no telling what asset class may start the ball rolling, but it can’t come as a surprise," said Quincy Krosby, a Prudential market strategist, at the firm's 2015 Global Economic and Retirement Outlook presentation.

U.S. seeks public comment on asset management risks

By Editorial Staff
The Financial Security Oversight Council has decided to undertake a "more focused analysis of industry-wide products and activities to assess potential risks associated with the asset management industry."