What’s Your ZIP Code’s Annuity Potential?
IAP, a small market research firm, analyzes and compares two giant databases to discover whether a particular ZIP code in the U.S. is saturated with annuity sales, underdeveloped, competitive or uncontested.
RIJ’s Annual Variable Annuity Review
Every July, RIJ assesses the VA market. This year, we look at the “investment only” or “IO” VA, the structured VA, and the VAs with novel income options. All address the public’s need for growth and safety without costing a lot or threatening to backfire on the issuer.
Danish DC Model Draws a Crowd in Britain
Through a subsidiary called "Now: Pensions," Denmark's national defined contribution plan provider (ATP) is making hay of the UK's requirement that all British employers auto-enroll their workers into a DC plan by 2017.
Life Just Got Easier for Qualified DIAs
The new Treasury regulation on "longevity insurance" does more than promote late-life annuities. By removing an RMD barrier, it makes retirement income planning easier for middle-class people whose savings are mainly in qualified plans or IRAs.
Featured
Booming Until It Hurts?
As usual, the stock market appears to be climbing a wall of worry. This 2013 Nobel laureate believes that such worries are healthy, but only as long as they don't fuel an over-reaction to the next downturn.
The Fed in Denial
The largest US banks are still 95% debt-financed, according to the Global Capital Index. With that much leverage, it does not take a lot to create fear of insolvency, writes this leading blogger.
News
Life Just Got Easier for Qualified DIAs
The new Treasury regulation on "longevity insurance" does more than promote late-life annuities. By removing an RMD barrier, it makes retirement income planning easier for middle-class people whose savings are mainly in qualified plans or IRAs.
