IAP, a small market research firm, analyzes and compares two giant databases to discover whether a particular ZIP code in the U.S. is saturated with annuity sales, underdeveloped, competitive or uncontested.
In this month's Research Roundup, RIJ shares four recent academic papers on the proliferation of ETFs, the danger (or not) of national debt, rational inflation expectations, and the impact of recent changes in RMD rules.
Laura Prieskorn (left) and Marcia Wadsten are the new CEO and CFO of Jackson National Life. The leading seller of variable annuities in the US is in the process of demerging from its long-time British owner, Prudential plc.
Economists typically use the 'aged dependency ratio' to show the burden of the Social Security program on workers. But the 'total dependency ratio' might be more informative. (Photo by Johann Walter Bantz.)
As usual, the stock market appears to be climbing a wall of worry. This 2013 Nobel laureate believes that such worries are healthy, but only as long as they don't fuel an over-reaction to the next downturn.
The largest US banks are still 95% debt-financed, according to the Global Capital Index. With that much leverage, it does not take a lot to create fear of insolvency, writes this leading blogger.