IAP, a small market research firm, analyzes and compares two giant databases to discover whether a particular ZIP code in the U.S. is saturated with annuity sales, underdeveloped, competitive or uncontested.
Originally a platform for distributing structured notes to broker-dealers, SIMON is adding index-linked annuities to its product suite. Prudential is both an investor and, as of today, a product provider.
Most of the annuities now on the Charles Schwab and TD Ameritrade platforms are offered by mutual or foreign-owned life insurers. Lincoln Financial is the sole exception.
In MassMutual's new all-digital deferred income annuity, an adult child is the owner, and receives income when a parent (the annuitant) reaches age 91.
As usual, the stock market appears to be climbing a wall of worry. This 2013 Nobel laureate believes that such worries are healthy, but only as long as they don't fuel an over-reaction to the next downturn.
The largest US banks are still 95% debt-financed, according to the Global Capital Index. With that much leverage, it does not take a lot to create fear of insolvency, writes this leading blogger.