Life Just Got Easier for Qualified DIAs

The new Treasury regulation on "longevity insurance" does more than promote late-life annuities. By removing an RMD barrier, it makes retirement income planning easier for middle-class people whose savings are mainly in qualified plans or IRAs.

‘Smart,’ from UK, Enters the US PEP Market

'Smart' is the recently-launched American branch of a British fintech with expertise in a kind of retirement savings plan that's called a 'master trust' in the UK and a 'pooled employer plan' or PEP in the US. RIJ interviewed two of its top executives.

Research Roundup

Almost every controversial subject in the US today--from Fed policy to machine learning to immigration--contains an element or theme related to retirement policy. The articles reviewed in this month's Research Roundup are proof of that.

‘iTDFs’ Smooth the Bumps of Retirement Income

A former chief actuary of Denmark seeks a US target date fund company that might use his technology, the 'iTDF,' to create a seamless transition from pre-retirement savings to safe income during the first 20 years of retirement.
Featured

Systemic Risk is Worse Now than in 2008

"When monetary policy is so extreme for so long, it results in more systemic risk. It's as simple as that," worries our ever-gloomy guest commentator, who pens the Bear's Lair column at prudentbear.com.
News

Life Just Got Easier for Qualified DIAs

The new Treasury regulation on "longevity insurance" does more than promote late-life annuities. By removing an RMD barrier, it makes retirement income planning easier for middle-class people whose savings are mainly in qualified plans or IRAs.

Retirement assets total $23 trillion in 1Q2014: ICI

IRAs held $6.6 trillion in assets at the end of the first quarter of 2014, up from $6.5 trillion at the end of the fourth quarter of 2013. Forty-six percent of IRA assets, or $3.0 trillion, was invested in mutual funds.