Complex Annuities for a Complex Era

Indexed variable annuities (IVAs) offer a potential solution for paralyzed clients—perhaps for those who feel baffled by a market where both bond and stock prices are at all-time highs. Allianz Life and Brighthouse Financial have just issued new IVA contracts.

Thanks-givings (Not Misgivings) about Social Security

This year I'm claiming the Social Security benefits that I've earned on my own work record. I'm old enough now to be truly thankful for Social Security, whose future is precisely as certain, as fair, and as bountiful as we decide it will be.

The Alt-Asset Teams that Reinvent Annuity Companies

'Insurance Solutions' groups use private assets to boost the returns of life/annuity company investment portfolios. RIJ talks with Todd Fonner of Investcorp Insurance Solutions about this trend.

One Life Insurer’s Pivot to Private Assets

American Equity Investment Life’s ‘AEL 2.0’ strategy is designed to help it thrive even in a low yield environment. Allocating up to 40% of its money to ‘private assets’ is key to the fixed annuity specialist's plan.
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A New Book from PIMCO’s Stacy Schaus

If you don’t know Ms. Schaus, you must be new around here. She’s an EVP at PIMCO, the head of its defined contribution practice and the voice of its thought leadership in that area. Her new book on DC investment design is co-authored with Ying Gao.

Vermont offers state-wide voluntary MEP

The voluntary multi-employer plan, or MEP, 'will be open to any employer with fewer than 50 employees that does not currently provide a retirement plan to its employees.' Some observers wonder if a voluntary plan will move the dial on access to a retirement plan.
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