Test Your Reverse Mortgage IQ

To benchmark the public’s level of knowledge about HECMs, The American College’s New York Life Center for Retirement Income sponsored a survey that included a 10-question quiz. We invite you to take the test.

Examining the Indices in Index-Linked Annuities

A mountain biker needs 18 or 21 gears to smooth a path over rocks and through arroyos. Index-linked annuities now collectively offer some 140 index choices. Hybrid indices can theoretically smooth an investor’s path through rocky markets--but they're complicated.

The Point of Indexing (in Annuities)

Every June, RIJ focuses on indexed annuities. Last year, we studied options in indexed annuities. This year we consider the indexes themselves, especially 'hybrid' and 'volatility-controlled' indexes. Bryan Anderson, Don Dady and David Lau weighed in.

The Irony of Inflation Forecasting (Research Roundup)

In this month's roundup, we learn that CEOs pay little attention to inflation. We also find out why retirees keep saving, why "centaurs" pick stocks so well, which financial biases keep people poor, and how working longer affects male mortality.
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Financial Groups Take DOL to Court—in Texas

RIJ believes that the federal government subsidizes the financial industry through favorable tax treatment, and that the public therefore deserves the assurance that anyone advising them on their retirement investments will act in their best interest, and be held accountable for it.

The American College Is Keen on HECMs. Here’s Why

'We thought it was very much in our wheelhouse to show people how reverse mortgages should be used and how they shouldn’t be used,' said Jamie Hopkins, co-director of the New York Life Center for Retirement Income at The American College.
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