Wedding Bells for TIPS and ALDA

Together, PIMCO's TIPS-based managed payout funds and MetLife's longevity insurance mitigate two big retirement risks: inflation risk and the risk of outliving one’s savings.

The Five Most Important Retirement Income Decisions

'Many of the decisions presented here are beyond the skills of most pre-retirees and retirees,' writes the author, a research scholar at the Stanford Center on Longevity. 'They’re going to need help.'

A Closer Look at CLOs (and Other U.S. Credit)

Bond mavens, check this out. A new SEC report describes how most of the $54-trillion dollar U.S. credit market survived last spring's financial crisis. It covers securitized 'leveraged loans,' which provide high-octane fuel for fixed indexed annuity issuers.

She’s Got Advice for Life Insurers

'Insurers can't remain wedded to product sales, which are becoming commoditized in a future that trends toward financial advice,' says industry veteran Michelle Richter, who just launched Fiduciary Insurance Services, LLC.
Featured

Government-Sponsored Annuity Proposed

Investing in Treasury bonds to fund a retirement annuity would make individual Americans and the nation more financially secure, claim academics Terrance Odean (above) and Henry T.C. Hu.

Pension Debate Roils Japan

In January, the ruling party suggested that the public pension should be funded with payroll deductions, and that there should be a taxpayer-funded guaranteed minimum benefit of ¥70,000 ($860) per month for the poor.
News

Phoenix in FIA sales pact with eight IMOs

The wholesaling unit of Phoenix is developing a retirement planning program that provides formats for group and individual discussions between producers and clients.

Origins of ‘Obamacare’ Revealed

The concept of the individual health insurance mandate originated in 1989 at the conservative Heritage Foundation, according to the website Procon.org.