The ‘Kosher’ Reverse Mortgage (IV)

A kosher reverse mortgage lender will share what he or she earns when selling the loan by waiving or reducing the borrower's costs, says Wharton emeritus professor Jack Guttentag, aka "the Mortgage Professor." But not all HECM lenders keep kosher.

A 5-Year Cushion against Market Risk

'Prudent Asset Allocation' gives you the confidence of knowing that over the next five years, you don’t have to worry about market conditions,” says Louis S. Harvey of Dalbar, the financial services research firm. 'You can put more money into growth assets.'

‘Smart,’ from UK, Enters the US PEP Market

'Smart' is the recently-launched American branch of a British fintech with expertise in a kind of retirement savings plan that's called a 'master trust' in the UK and a 'pooled employer plan' or PEP in the US. RIJ interviewed two of its top executives.

Research Roundup

Almost every controversial subject in the US today--from Fed policy to machine learning to immigration--contains an element or theme related to retirement policy. The articles reviewed in this month's Research Roundup are proof of that.

The Fed’s Risky New Mandate

With the Fed deciding, yet again, to hold rates, their dilemma will only intensify this year: normalize monetary policy in line with domestic fundamentals, or cede to the pressures of global financial markets, writes the Group CEO of GAM Holding and former UBS Wealth Management CIO.

The Latest from an RIJ Competitor

Catch the Spring 2016 edition of The Journal of Retirement for research on Social Security claiming for widows and widowers by Reichenstein and Meyer, for John Turner's discoveries when 'mystery shopping' for a rollover, and much more.

Most Americans clueless about fees: Hearts & Wallets

'We have a major problem,' said Laura Varas, founder and CEO of Hearts & Wallets, in a release. “Consumers should know what they pay... Regulation has a role, but in the end, there’s no substitute for an informed consumer.'