Is Social Security Unsociable to Annuities?

By Kerry Pechter
Virtually all American retirees already own a pension that's more generous than any retail annuity could ever be: their Social Security benefits. But how much does the entitlement "crowd out" demand for retail annuities? The answers may surprise you.

Ten Images that Explain Retirement

By Kerry Pechter
No, this image isn't one of them! A while ago, we asked retirement advisers what images they use to illustrate complex financial principles. The frequent response: “When you find some, let us know!” So here are our suggestions.

The Retirement Industry Conference

By Kerry Pechter
Want lots of 2013 data on annuity sales and VA rider use? You’ll find it—plus Richard Thaler’s crowd-stumping riddle—in this roundup of news from the recent LIMRA/LOMA/SoA conference in Chicago.

With New Indexed Annuity, Nationwide Takes a Walk on the Wild Side

By Kerry Pechter
In February, Nationwide introduced New Heights, a fixed indexed annuity with an enticing "uncapped" crediting strategy and a novel living benefit rider for the b/d and independent agent channels. It's designed by Annexus to maximize what investors care about most.
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One source of rising inequality: Power couples

By Editorial Staff
Some researchers believe that the rise of professional couples with two high-powered salaries as a result of 'positive assortative matching" has helped fuel the wealth-concentration that pundits so often write about these days.

It’s 2024. Do You Know Where Your Industry Is?

By Kerry Pechter
A new report from Diversified Services Group, Inc. and Greenwald & Associates offers predictions from 24 industry experts about the shape of the retirement industry ten years from now. It's like a transcript of a high-level brainstorming session.
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